Injured in a Bus or Coach Crash? You Could Seek Compensation Through NI Courts

Bus crashes might be rarer than car accidents, but whether you miss a step boarding or disembarking a bus, or whether you participate in a full coach collision, you could be eligible for compensation for your personal injury.

When you choose to travel by bus or coach in Northern Ireland, you place your trust in the hands of skilled professionals dedicated to getting you to your destination safely. We are deeply thankful to the many bus and coach drivers who work tirelessly every day to ensure the safety and comfort of their passengers.

 

These drivers, along with the companies they represent, have a Duty of Care to protect you throughout your journey. While the vast majority of trips are completed without incident, we understand that accidents can still happen. If safety procedures are not followed or if driver error results in personal injury, you may be entitled to bring a claim for compensation against the bus or coach operator.

 

Below, you’ll find important information on what steps to take following a bus accident.

 

What are the Most Common Bus Accidents?

 

While bus and coach travel in Northern Ireland is generally very safe, accidents can happen when we least expect them. We are grateful to the many drivers who work diligently to keep passengers safe every day. However, it’s important to recognise that unforeseen incidents can still occur.

 

Common types of bus and coach accidents include:

 

  • Slipping on a wet floor
  • Tripping over hazards
  • Falling on stairs or while disembarking
  • Injuries while getting on or off the vehicle
  • Collisions with other vehicles
  • Sudden stops due to unexpected road conditions
  • Accidents at roundabouts

 

If you or your child has been involved in a bus or coach accident that caused physical injury, emotional distress, or damage to personal belongings, you may be entitled to seek compensation. This can help cover:

 

 

Understanding your rights and the steps to take after an accident can make a significant difference in your recovery and peace of mind.

 

Liability in the Event of a Coach Crash

 

In the unfortunate event of a bus or coach crash in Northern Ireland, liability lies with the person or persons responsible for the accident. As a passenger on the bus, it is very unlikely that you are at fault. Most often, liability will rest with the bus or coach company if the crash was caused by driver error or another road user if their actions led to the collision.

 

How Common are Bus or Coach Accidents in NI?

 

Thankfully, bus crashes or collisions involving coaches are exceedingly rare.  With our relatively good road infrastructure, low traffic congestion and well maintained fleet, bus and coach travel in Northern Ireland remains one of the safest forms of road transport.

Statistically, buses and coaches are involved in fewer accidents and tend to result in less serious injuries compared to other vehicles. However, rare does not mean never.

 

In October 2024, for instance, a school bus carrying nearly 80 pupils veered off the road and into a field in County Down. At least four pupils were taken to hospital. While no one was seriously injured, the psychological impact of such an event can be lasting—especially for young passengers.

 

Incidents like this remind us of the importance of continued vigilance and support for those affected, even when physical injuries are minimal.

 

Have You Been in a Bus or Coach Accident?

 

If you have experienced a similar accident on a bus or coach in Northern Ireland, then seek legal assistance from the Lacey Solicitors team. We are here to help with everything from damage caused to property while in an accident to seeking compensation from the coach company should their driver be at fault in an accident which causes you to become injured.

Contact Lacey Solicitors today for expert legal advice.

 

 

Workplace Related Back Pain – Do You Have a Compensation Claim?

 

Almost every person alive suffers from back pain at some point during their lifetime. Fortunately, that pain is usually temporary and sufferers can make a full recovery in days or weeks.

On the other side of the spectrum are those who develop a chronic back pain condition or a musculoskeletal disorder. These employees typically take longer absences from work, leading to lesser income and even the development of mental ill health.

How Common are Back Injuries in the Workplace?

Experiencing back pain at work is a common occurrence, with 1 in 4 people reporting it at some point in their career.

In an International Association for the Study of Pain[i] survey, 25% of those workers suffering back pain had it last for longer than a week. The study focused on workers for whom manual handling was a part of their job. Of those 25%, 14% required medical intervention and 10% required time away at work.

What Causes Back Pain at Work?

There are multiple causes of back injuries at work. According to the Health and Safety Executive in Northern Ireland name causes such as:

  •       Incorrect manual handling
  •       Bad posture
  •       Repetitive physical tasks
  •       Vibrations, such as those caused by heavy machinery
  •       Cold temperatures

If your boss does not give you adequate training to handle heavy loads or provide you with the necessary equipment to avoid back injuries – such as an adjustable desk and chair – then you could bring a claim for compensation against them.

You can read about the steps you should take if you suffer a personal injury at work via the Lacey Solicitors blog. You can also find more information on our claims solutions, here.

Employer Liability for Workers Back Pain in Northern Ireland

Your employer should take all reasonable steps to protect you while you are at work. If your employer fails to provide you with safety equipment or training, then they may be to blame for your back pain.

Your employer should provide you with training in how to lift burdens without hurting your back. They should provide you with seating and desks which are ergonomically designed to work with you, rather than to encourage RSIs.

According to Unison, your employer must minimise your exposure to back injuries. This means reducing the need for lifting or moving and administering training when it cannot be avoided.

Your employer should also make sure that your working environment is safe and conducive to your good health. For example, your boss should not expect you to lift heavy loads all day long without any support for your back.

How to Start a Compensation Claim for a Back Injury at Work?

When you endure a back injury at work and you think you are eligible to bring a claim for compensation against your employer, you should start by seeking legal help. Lacey Solicitors Firm operates throughout Northern Ireland to bring you access to personal injury compensation after a back injury that wasn’t your fault.

Reach out to us through our online contact form to start the process of back injury compensation today.

 

 

[i] https://www.iasp-pain.org/resources/fact-sheets/back-pain-in-the-workplace/

 

Case Study: Successful Road Traffic Accident Claim – Jamie’s £65,000 Settlement

Client: Jamie F.
Settlement: £65,000
Location: Co Down, Northern Ireland
Case Type: Road Traffic Accident Injury Claim with a Pre-Existing Condition


Overview: Jamie’s Road Traffic Accident and Injury Claim

Jamie, a hairdresser, was seriously injured in a road traffic accident while travelling as a front-seat passenger. Early one morning, Jamie and her partner were driving through the countryside when another vehicle appeared suddenly over a blind summit and collided with their car.

The impact occurred on the driver’s side, causing extensive damage to their vehicle, which was later written off. Despite wearing her seatbelt, Jamie sustained significant physical and psychological trauma. The driver of the other car fled the scene but was later identified and charged by the police.


Why Jamie Contacted Lacey Solicitors

Jamie was left shaken and concerned about the long-term impact of her injuries.  Police had advised her that the other driver may not be insured.  She contacted Lacey Solicitors for expert insurance law advice and was offered a free consultation with Ruaidhri Austin, Partner at Lacey Solicitors, who assessed the circumstances of her case.

Jamie’s main issue was a serious flare-up of her pre-existing ulcerative colitis. She also reported psychological trauma, including anxiety and symptoms of an adjustment disorder. Ruaidhri quickly arranged medical reports from a consultant psychiatrist, a gastroenterologist, and a surgeon to build a strong case on Jamie’s behalf.


Hit By an Uninsured Driver.  Or Was She?

Although the identity of the other driver was eventually confirmed, they were found to be uninsured, complicating the legal process.  Lacey Solicitors however, with the assistance of the Motor Insurance Bureau– an organisation responsible for compensating victims of uninsured and untraced drivers in the UK eventually confirmed that the vehicle itself was insured.


Medical Evidence and Ongoing Impact

Jamie’s condition significantly affected her daily life, including caring for her young child. Her ongoing symptoms– required constant medical attention.

Psychiatric experts also confirmed that Jamie developed anxiety surrounding travel and vehicle use, all directly linked to the trauma of the accident. These findings played a crucial role in securing for her the compensation that she was owed.


Settlement Negotiations and Legal Outcome

Despite early challenges, Lacey Solicitors remained confident in Jamie’s case. The team successfully negotiated a £65,000 settlement, reflecting not just the physical injuries, but also the emotional and lifestyle impact caused by the accident.

Jamie’s legal fees were also covered in full, and she received her compensation promptly after final agreement.


Why Choose Lacey Solicitors for Your Road Traffic Accident Claim

At Lacey Solicitors, with offices in Belfast and Dublin, we specialise in serious injury claims involving and our Insurance specialism can assist greatly if dealing with uninsured or untraced drivers. Whether you’ve suffered physical injuries or emotional trauma following a car accident, our team will work tirelessly to secure the compensation you deserve.

We pride ourselves on compassionate, client-focused representation and have a proven track record of success in handling complex road traffic accident claims.


Contact Lacey Solicitors in Belfast Today

If you or a loved one has been injured in a road traffic accident, Lacey Solicitors are here to help. We offer a free initial consultation and will guide you through your legal options with care and clarity.

Contact our road traffic accident team today using our online form to speak with a trusted personal injury solicitor in Belfast. Let us help you claim the compensation you are entitled to.

Dog Bite Claims in Northern Ireland – Get the Compensation You Deserve

Dog bite claims in Northern Ireland and the Republic of Ireland are undoubtedly on the rise.  If you or a loved one has been bitten by a dog in Northern Ireland, you may be entitled to compensation for your injuries. At Lacey Solicitors, we are recognised as leading personal injury and insurance lawyers, and we have extensive experience helping victims of dog attacks secure the compensation they deserve.


Rise in Dog Attacks Across Northern Ireland

Dog bite incidents are becoming more common across the UK and Northern Ireland. A significant rise in attacks has been attributed to unsocialised “pandemic puppies”—dogs acquired during the COVID-19 lockdown period with limited exposure to other people and animals.

In fact, Northern Ireland ranks as the third worst area in the UK for dog attacks on postal workers, with nearly 50 incidents recorded between 2020 and 2021. And this doesn’t even include attacks that resulted in GP visits or unreported incidents.

The increasing number of serious injuries—including those suffered by children, postal workers, tradespeople, and pedestrians—is deeply concerning. At Lacey Solicitors, we understand the physical and psychological toll of such injuries and are committed to helping victims through every stage of the legal process.


What Are Your Legal Rights After a Dog Bite?

In Northern Ireland, the law is clear. Under the Dogs (Northern Ireland) Order 1983, the keeper of a dog (not just the owner) is civilly and criminally liable if the dog attacks another person. If you’ve been bitten, you can bring a claim for damages—even if:

  • The dog had never attacked anyone before

  • The dog was on a lead

  • The attack took place in a public or private space

  • The dog did not bite but caused injury by knocking you over

It is also important to know that a dog does not have to bite to create liability. If the dog’s behaviour caused fear or led to an accident (e.g., knocking someone down or causing a road traffic accident), the keeper may still be held responsible.


Common Defences to Dog Bite Claims

There are a few defences a dog keeper might raise, such as:

  • The injured party provoked the dog

  • The injured party was negligent (e.g., approaching the dog unsafely)

  • The dog was under the control of another responsible person at the time as seen in th 1987 Northern Ireland case of Morrison v Miller.

For example, in the Northern Ireland case Neeson v Acheson (2008), a claimant who was bitten on the face received £6,000 in compensation, reduced by £2,000 due to her own contributory negligence.  The court found that Acheson was liable under the statute as the keeper of the dog, but also considered contributory negligence on Neeson’s part.Despite Neeson’s familiarity with the dog, her action of putting her face close to the dog was deemed foolish, contributing to the incident. The court concluded that the primary cause of the injuries was the unexpected reaction of the dog.


Types of Dog Attack Claims We Handle

At Lacey Solicitors, we represent clients in a wide range of dog-related injury cases, including:

  • Bites and lacerations

  • Facial and bodily scarring

  • Fractures caused by being knocked over

  • Psychological trauma and dog phobia

  • Injuries to children

  • Dog attacks on workers, including postal and delivery staff


How Much Compensation Can I Claim for a Dog Bite Claim in Northern Ireland?

Compensation for a dog bite in Northern Ireland is typically calculated using the Green Book—the official guidelines for personal injury matters in Northern Ireland. The value of your claim will depend on:

  • The severity of your injuries (physical and psychological)

  • Any permanent scarring (especially to the face)

  • Medical expenses (past and future)

  • Loss of earnings

  • Care costs

  • Travel and rehabilitation expenses

At Lacey Solicitors, we work tirelessly to ensure every aspect of your loss is accounted for and that you receive maximum compensation.


What Should You Do After a Dog Attack?

If you or someone you know has been bitten by a dog, take the following steps:

  1. Seek immediate medical attention

  2. Obtain the contact details of the dog’s owner or keeper

  3. Take photographs of your injuries, the dog, and the scene

  4. Report the incident to the police

  5. Get contact details for any witnesses

  6. Record your version of events while it is fresh in your mind

  7. Contact Lacey Solicitors for legal advice


Do I Have a Time Limit to Claim?

Yes. In Northern Ireland, you typically have three years from the date of the incident to bring a personal injury claim. For children, the three-year time limit begins when they turn 18.


Frequently Asked Questions about Dog Bite Claims in Northern Ireland

 

Can I claim if the dog was on a lead?

Yes. Being on a lead does not remove the owner’s responsibility if the dog bites or causes harm.

What if I was knocked down but not bitten?

You may still be entitled to compensation. Injuries caused by a dog’s behaviour—even without a bite—can form the basis of a claim.

Is the owner liable if the dog has never bitten before?

Yes. There is no requirement for the dog to have a history of aggression.

Can I claim if I was working when the dog bit me?

Yes. Workers such as postal staff, carers, and delivery drivers are among the most frequently injured by dogs. You can bring a claim even if you were on private property.

Will home insurance cover my claim?

In many cases, the dog owner’s home insurance policy may cover the claim. We will investigate all available insurance options when handling your case.


Why Choose Lacey Solicitors for Dog Bite Claims in Northern Ireland?

Lacey Solicitors are trusted experts in insurance and personal injury law across Northern Ireland. We provide:

  • Specialist legal advice from experienced solicitors

  • Clear and compassionate communication throughout your case

  • A no-nonsense approach to recovering compensation quickly and effectively

  • Support in gathering evidence and dealing with insurers

  • Representation in court if required

You don’t have to suffer in silence. If you’ve been injured by a dog, we are here to help.


Contact Lacey Solicitors Today

To speak with a member of our dedicated personal injury team, call us today on 028 90896540 or email info@laceysolicitors.com. Alternatively, you can fill out our online enquiry form and a solicitor will contact you shortly.

Let Lacey Solicitors help you secure the compensation you deserve.

 

No Win, No Fee Solicitors in Northern Ireland: What You Need to Know

If you’re researching no win, no fee solicitors in Belfast or Northern Ireland, it’s crucial to understand the legal landscape. While these agreements are commonly promoted in England and Wales, they are illegal in Northern Ireland. At Lacey Solicitors, we offer ethical, transparent alternatives that help our clients secure maximum compensation.

What Is a “No Win, No Fee” Agreement?

A no win, no fee agreement, also known as a conditional fee arrangement, allows clients to pursue legal claims without upfront legal costs. Often, if successful, a solicitor takes a percentage (usually up to 25%) of the awarded compensation as a success fee. If the case fails, the client pays nothing.

These arrangements are often used in:

  • Personal injury claims

  • Road traffic accidents

  • Medical negligence

Although this model is widespread in England and Wales, no win, no fee is strictly prohibited by the Law Society of Northern Ireland.


Why Is No Win, No Fee Illegal in Northern Ireland?

Part V of the Solicitors (Northern Ireland) Order 1976 explicitly bans any solicitor from charging fees solely dependent on the success of a claim. As such, no win, no fee arrangements are illegal in Northern Ireland. The Law Society of Northern Ireland strictly enforces this rule.

If a solicitor in Belfast or anywhere in Northern Ireland offers you a no win, no fee agreement, you should be aware that they are acting outside the law. We advise reporting any such behaviour to the Law Society by filling in a complaint form on their website.


Ethical Alternatives to No Win, No Fee at Lacey Solicitors

At Lacey Solicitors, we don’t take a percentage of your damages. We believe you deserve to keep 100% of the compensation you’re awarded. Instead of illegal fee structures, we offer clear, legal funding options that provide access to justice without financial stress.

✔ Free Initial Consultation

Start your claim with a free, no-obligation consultation. We’ll assess your case, advise you on your legal position, and present your options — all at no cost.

✔ Out-of-Court Settlements

We successfully settle the majority of cases without going to court. In most cases, your legal fees are paid by the other party’s insurance if the claim is successful.

✔ Legal Aid

In cases that do go to court, you may be eligible for legal aid to cover your legal fees. We help you determine your eligibility and guide you through the process.

✔ After the Event (ATE) Insurance

ATE insurance protects you from paying the other party’s legal costs if your case is unsuccessful. This means peace of mind at a modest premium — only if required.

✔ Legal Expenses Insurance

Many clients already have legal expenses cover through their car or home insurance. We’ll help you check your policies to see if you’re already protected.


Why Choose Lacey Solicitors?

At Lacey Solicitors, we’ve been helping clients across the entire island of Ireland, and we have built a reputation for trust, results, and ethical legal practice.

With us, you benefit from:

  • Experienced personal injury solicitors with offices in Belfast and Dublin

  • 100% compensation retained

  • Clear, transparent legal costs

  • A proven track record in road traffic accidents, workplace injuries, medical negligence, and more

  • Legal representation tailored to your financial situation

We’re here to provide access to justice — legally, ethically, and effectively.


Don’t Be Misled by No Win, No Fee Advertising

TV and online adverts from Great Britain often promote no win, no fee claims to Northern Ireland audiences. These ads are misleading. The Law Society and regulators have issued clear warnings: solicitors in Northern Ireland are not permitted to offer these arrangements.

Even in Ireland, the use of the phrases like “no win, no fee”, “no foal, no fee” and “free first consultation” are all banned, the LSRA has reiterated.

In England and Wales, the model has come under increasing scrutiny for hidden fees and unfair practices. At Lacey Solicitors, we believe there’s a better way — and our clients agree.


Speak with a Belfast Personal Injury Solicitor Today

If you’ve suffered an injury that wasn’t your fault, you don’t need to risk your compensation or be misled by complicated fee arrangements. At Lacey Solicitors, we’re committed to helping you get the justice — and the full compensation — you deserve.

📞 Call now for a free consultation or
📩 Enquire online and speak directly with a solicitor

Injured in an Accident? Don’t Let These Myths Stop You From Speaking to a Personal Injury Lawyer

At Lacey Solicitors, we’ve helped countless individuals across Belfast and Northern Ireland get the compensation they deserve after suffering injuries that were not their fault. But too often, myths, misconceptions and misinformation prevent people from even speaking to a personal injury lawyer.

In this post, we break down the 10 most common personal injury myths, explain the truth behind them, and show how our team of experienced solicitors can support you every step of the way.


1. “I Feel Embarrassed About Claiming Compensation”

Media headlines and phrases such as “compensation culture” have made many people feel ashamed about making a legitimate claim. But if you’ve been injured through no fault of your own, you have a legal right to be compensated.

Lord Dyson, the third most senior judge in England and Wales, has dismissed the existence of a compensation culture in the UK as a false perception and a “media-created myth.”

Professor Lofsted, who was also asked to review the issue by the UK Government stated in his report “The „compensation culture‟ (or the perception of it) in the UK has been the subject of several reviews over the last few years,, but no evidence has been presented for its existence”.

Some individuals may seek damages to which they are not entitled, but this is not unique to personal injury law and is true of any area of legal practice.   Fraudulent claims are very much the exception to the rule and far outweighed in number by genuine personal injury claims made by honest people.

At Lacey Solicitors, we regularly see clients who minimise their injuries out of fear of judgment. We’re here to remind you that seeking justice is not something to feel guilty about—it’s your right.


2. “Personal Injury Claims Are Only for Serious Accidents”

It’s a myth that you can only claim for life-altering or catastrophic injuries. The truth is, you may be entitled to compensation for a wide range of injuries—including whiplash, soft-tissue damage, or a slip and fall—as long as someone else was responsible.

Even minor injuries can lead to lost income, medical expenses, and long-term discomfort, and you shouldn’t bear that burden if the accident was not your fault.


3. “My Medical History Prevents Me from Claiming”

Think you can’t claim because you’ve had back problems before or made a similar claim in the past?

If your accident exacerbated an existing condition or caused new symptoms, you may still be eligible for compensation. Every case is evaluated on its individual merits, and our solicitors know how to present your medical history in a way that supports your claim.

The key is always to be up-front and honest about any relevant history.  If you fail to disclose a relevant medical history, it can prohibit you from receiving compensation.


4. “Insurers Won’t Believe Me—Especially After a Low-Speed Collision”

Many insurers now try to avoid paying claims by arguing Low Velocity Impact (LVI) —suggesting that the accident was too minor to cause injury.  Legally speaking, a defence which asserts that the collision was a low-velocity impact is a challenge to the causation of injury.

At Lacey Solicitors, we believe in collaboration between insurers and injured victims and so we regularly see these types of arguments.  We work closely with independent leading experts to support our clients’ cases. We’ve helped many clients succeed even when insurers initially denied their claims.


5. “You Can’t Claim for Psychological Injuries”

Not all injuries are physical. Many people suffer emotional or psychological trauma—such as anxiety, PTSD, or stress—after an accident.

You are absolutely entitled to claim for psychological harm, and our Personal injury lawyers have successfully handled numerous cases where these types of injuries were the main focus. We work with medical professionals to provide the evidence needed to support your case.


6. “Personal Injury Claims Take Years to Settle”

While some complex cases can take longer, many personal injury claims in Northern Ireland are resolved in a matter of months, especially when liability is clear and medical evidence is straightforward.

Lacey Solicitors is committed to handling your claim efficiently and keeping you updated throughout the process to minimise stress and delays.


7. “I Don’t Need a Solicitor for a Small Claim”

Even if your injury seems minor, you should always speak to a solicitor before accepting any settlement. Insurance companies may offer a quick payout, but it may not reflect the true cost of your recovery.

We help you calculate the full impact of your injury—including time off work, ongoing treatment, and emotional trauma—to ensure you receive fair compensation.


8. “The Process Is Too Complicated for Me to Handle”

The legal system can feel overwhelming, especially after an accident. But that’s where we come in.

From the moment you contact Lacey Solicitors, we handle everything—from gathering evidence and dealing with insurers to negotiating your settlement—so you can focus on recovering.


9. “It’s Too Expensive to Make a Personal Injury Claim”

Many people are put off by the fear of legal costs, but at Lacey Solicitors, our solicitors are committed to being transparent about all costs and legal fees. We believe there are better, more ethical alternatives to no win, no fee agreements, (which are illegal in Northern Ireland) which will give you the legal support you need no matter what your financial circumstances.

This starts with a free initial consultation. We will listen to your situation, offer legal advice on whether your claim is viable and present you with possible options for proceeding — free of charge. If you decide to start a claim, we will use a range of options to maximise the compensation you receive and minimise your legal fees.


10. “I Can’t Claim If I Was Partially at Fault”

Even if you were partly responsible for the accident—such as not wearing a seatbelt or crossing the road outside a pedestrian crossing—you may still be entitled to compensation under contributory negligence laws in Northern Ireland.

Your compensation may be reduced depending on your level of responsibility, but it does not prevent you from making a claim. We’ll work with you to make sure your role is fairly represented and your rights are protected.


Bonus Tip: Photos Can Make or Break Your Personal Injury Lawyers Case

If you’re in an accident, use your smartphone or dashcam to photograph:

  • The vehicles involved

  • Road conditions and street signs

  • Your injuries (if visible)

  • The overall scene

This kind of visual evidence can significantly strengthen your case and help establish liability early in the process.


Need Advice? Speak to Belfast’s Trusted Personal Injury Lawyers

With decades of experience helping clients throughout Northern Ireland, Personal Injury Lawyers, Lacey Solicitors, are here to help you understand your rights and get the compensation you deserve.

📞 Call us today on 028 90896540
📧 Or email us at info@laceysolicitors.com
📍 Visit our office in Belfast or Dublin for a free, no-obligation consultation

Don’t let fear or misinformation stop you. Our Personal Injury Lawyers are here to support you—start your claim with confidence.

Court of Appeal in Ireland Clarifies Application of District Court Costs Scale in Personal Injury Litigation

Important Developments for Insurance Defence Practitioners and the District Court Costs Scale Following Nolan v. County Registrar (IECA, 2025)


The recent decision of the Court of Appeal in Kevin Nolan v. County Registrar for the County of Waterford & Ors. [2025] IECA 110 offers significant clarification on the legal treatment of costs in personal injury litigation where proceedings are brought in the Circuit Court but damages ultimately fall within the jurisdiction of the District Court.

This judgment will be of particular interest to insurers and defence solicitors dealing with District Court personal injury claims. It underscores the principle that parties who choose to litigate in a higher court bear the risk of recovering only lower jurisdictional costs if their award does not justify the forum.


Case Background

Kevin Nolan suffered a personal injury while walking along a public footpath in Dungarvan in April 2018. Proceedings were issued in the Circuit Court against multiple defendants, including Waterford City and County Council, KC Cable Vision Ltd, and Virgin Media. After a fully contested hearing, he was awarded €8,000 in damages — a figure well within the jurisdiction of the District Court. A differential costs order was made, awarding Nolan costs on the District Court scale.

Despite the scale order, Nolan’s legal team submitted a bill of costs amounting to €32,986.89. The County Registrar allowed costs of €8,755.78, applying the District Court scale. This sparked judicial review proceedings in which Nolan challenged the legality of the scale, the Registrar’s application of it, and broader issues relating to legal costs regulation.


Main Issues on Appeal

There were four core issues considered by the Court of Appeal:

  1. Whether the District Court scale of costs unlawfully restricted recoverable costs under s.17(4) of the Courts Act 1981.

  2. Whether the County Registrar had failed to discharge his duty under s.141 of the Legal Services Regulation Act 2015.

  3. Whether the scale and relevant rules were ultra vires the District Court Rules Committee.

  4. Whether the appellant’s constitutional right of access to the courts had been breached.


Findings of the Court

1. District Court Scale Is Lawful and Proportionate
The Court upheld the validity of the District Court scale of costs, affirming the High Court’s interpretation. It accepted that fixing costs for the “doing of a specified thing in a particular form of action” — such as obtaining a judgment in a defended claim — was permissible under s.17(4). The Court reaffirmed the legislative policy underpinning differential costs orders: to ensure proportionality between the amount of damages awarded and the legal costs incurred, and to promote litigation in the appropriate jurisdiction.

This decision is a strong endorsement of the cost-efficiency principle long recognised in Irish personal injury litigation. The Court noted that proceedings brought unnecessarily in a higher court place undue cost burdens on defendants and the justice system, and that rules like the District Court scale help prevent this.

2. Breach of Statutory Duty Under s.141
Significantly, the Court found that the County Registrar failed to comply with s.141 of the Legal Services Regulation Act 2015. That section obliges a County Registrar, when taxing costs, to have regard to the reasonableness principles set out in Schedule 1 of the Act. The Registrar’s decision had relied solely on the scale and made no reference to those statutory principles.

Although the point had not been raised at the adjudication hearing, the Court held that the obligation under s.141 was clear and mandatory. As such, the Registrar’s failure to apply it invalidated the adjudication. The decision was quashed and remitted.

This finding introduces a new procedural safeguard that insurance defence practitioners should be aware of, particularly in cases involving differential cost orders where District Court scales are applied by a County Registrar.

3. No Breach of Access to Justice
The Court dismissed Nolan’s claim that the operation of the costs regime infringed his constitutional right of access to the courts. He had, in fact, accessed the courts and obtained a decree. The discrepancy between the costs claimed and those awarded, in the Court’s view, did not amount to a denial of access.

Importantly, the Court also noted that Nolan had not availed of options under the rules that allow for exceptions — such as seeking increased costs due to special circumstances — and that his claim lacked evidential support.

4. District Court Rules Committee Acted Within Its Powers
Finally, the Court rejected the argument that Order 53 of the District Court Rules and the associated costs schedule were ultra vires the rule-making powers granted under s.91 of the Courts of Justice Act 1924. The rules were found to fall squarely within the scope of “practice and procedure” and “questions of costs,” and did not intrude upon legislative functions reserved to the Oireachtas.

The Court distinguished the facts from those in DPP v. McGrath, where a rule completely precluding recovery of costs was struck down as a policy choice outside the scope of the Rules Committee. In contrast, the District Court scale provides for costs recovery, includes exceptions for special circumstances, and is subject to regular review.


Practical Implications for Insurers and Defence Lawyers

This judgment reinforces the existing framework around differential costs and confirms the limited recoverability of legal costs when proceedings are brought in a higher jurisdiction unnecessarily.

  • Forum Selection Remains Crucial
    Plaintiffs who issue in the Circuit Court when the District Court is appropriate may face cost consequences, even if successful. Defence teams should continue to challenge jurisdiction early and flag cost exposure where possible.

  • Emphasis on Cost Proportionality
    The Court’s interpretation of s.17(4) strengthens the rationale that costs must be proportionate to the level of damages. It gives further support to insurers resisting inflated costs claims where damages are modest.

  • Challenges to the District Court Costs Scale Unlikely to Succeed
    The Court has made clear that the District Court Costs Scale is legally sound and within the authority of the Rules Committee. Arguments that the scale unlawfully restricts access to justice or oversteps its mandate are unlikely to gain traction in future.


Conclusion

This case provides helpful clarification for practitioners and insurers alike. It confirms the continuing validity of the District Court Costs Scale in the context of differential costs orders, while also reinforcing that County Registrars must apply the legal cost assessment principles set out in the 2015 Act. The ruling strikes a balance between efficiency in legal proceedings and statutory fairness in cost adjudications — and is likely to be cited in many cost disputes going forward.

Should you require any further information on legal costs in Ireland, use our online contact portal to speak to a member of the team.

Catastrophic Injury Claims in Northern Ireland: Support and Legal Guidance from Lacey Solicitors

Every 90 seconds, someone in the UK is admitted to hospital with a brain injury. Behind this stark statistic lies a much greater reality—thousands of people in Northern Ireland are living with the long-term effects of catastrophic injuries that disrupt lives in an instant.

At Lacey Solicitors, we specialise in insurance law and claims with a significant amount of experience in dealing with serious and catastrophic personal injury claims. Whether your injury occurred in a road traffic accident, at work, or in a public place, if it was caused by someone else’s negligence, you may be entitled to compensation. We’re here to help you secure the support and justice you deserve.

 

What is a Catastrophic Injury?

 

A catastrophic injury refers to any serious injury that leads to permanent or long-lasting physical or psychological effects. These include:

 

  • Traumatic Brain Injuries (TBI)
  • Spinal cord injuries
  • Amputations
  • Severe burns or chemical exposure
  • Facial trauma and sensory loss
  • Crushing injuries
  • Chronic pain and ongoing psychological trauma

Such injuries often result in disability, ongoing care needs, and major lifestyle changes. Victims may lose their ability to work, require mobility aids, or need support for daily tasks. The impact isn’t limited to the individual—families are often deeply affected as well.

 

Brain Injury and ABI Week: “It Only Takes a Second”

 

Acquired Brain Injury (ABI) is a leading cause of catastrophic injury in the UK. This year, ABI Week (15–21 May 2025) focuses on the theme “It only takes a second”—highlighting how quickly life can be changed by a stroke, fall, accident, or illness such as meningitis or a brain tumour.

To mark this important week, a collective of Northern Ireland charities—including Brain Injury Matters, Cedar Foundation, Child Brain Injury Trust, and Headway UK—are urging the public to become ABI Aware. They’ve come together through the ABI Working Group and newly launched Northern Ireland Acquired Brain Injury Forum, a collaboration supported by the Department of Health and Strategic Planning and Performance Group (SPPG).

The goal is to raise awareness about the prevalence of brain injury and the support needs of survivors and their families.

 

What Causes Catastrophic Injuries?

 

In Northern Ireland, the most common causes of serious injury include:

  • Road traffic accidents (RTAs)
  • Falls from height
  • Workplace incidents
  • Trips, slips, and poor public infrastructure
  • Assaults and violent crimes
  • Exposure to hazardous materials

According to UK government data, over 70 factors contribute to RTAs alone—including speeding, driver distraction, and impaired driving. Many of these incidents are entirely preventable and legally actionable.

 

How Lacey Solicitors Can Help

 

If you or a loved one has suffered a serious or catastrophic injury through no fault of your own, you may be entitled to compensation. At Lacey Solicitors, we understand the emotional and financial stress involved. Our expert legal team will:

  • Investigate your case thoroughly
  • Connect you with medical and rehabilitation experts
  • Secure interim payments where needed
  • Maximise your compensation to cover past, present and future losses.
  • Support you and your family every step of the way

With offices in Belfast and Dublin, we proudly serve clients across the entire Island of Ireland.

 

The Importance of Legal Support After ABI

 

Charities involved in ABI Week emphasise that ongoing legal and emotional support is vital. Melanie Bowden of Headway NI says:

“The support our charities offer is vital to re-able survivors, with both physical and hidden disabilities and their family members, to manage their daily and future lives.”

Ann Marie Fox of SPPG added:

“This partnership has raised the profile of Acquired Brain Injury in Northern Ireland for over a decade. It reflects a partnership approach to support those who are living with brain injury whilst raising much-needed awareness with the public.”

 

Take Action: Protect Your Rights and Your Future

 

If a catastrophic injury has changed your life, don’t face the legal battle alone. Lacey Solicitors is here to help you recover compensation, secure your future, and begin your journey toward healing.

Call us today at +44 28 9089 6540 or visit our website to arrange a confidential consultation with an expert personal injury solicitor.

 

Defending Low Velocity Impact (LVI) Claims: A Strategic Approach for Insurers in Ireland

Introduction

Low Velocity Impact (LVI) claims, despite involving seemingly minor collisions, often escalate into contentious legal disputes over causation—posing a persistent challenge for insurers and defence solicitors across Ireland. These cases typically arise from road traffic accidents with little or no visible vehicle damage, yet claimants frequently allege soft tissue injuries, particularly of the whiplash variety.

For claimants, securing fair compensation for real injuries is a legal and moral right and Lacey Solicitors entirely supports that right. But for insurers and defence solicitors, there is an equally important duty: to thoroughly investigate claims, ensure that policyholders are protected, and guard against exaggerated or unfounded claims.

The central legal issue is not whether a collision occurred, but whether it was capable of causing the injuries claimed. Defending such cases successfully requires a disciplined strategy based on early factual investigation, expert scientific input, and a deep understanding of biomechanics and legal precedent.


What Is a Low Velocity Impact Claim?

An LVI claim is defined by a collision where damage to the vehicles is minimal or negligible. The defendant typically accepts that the incident occurred but challenges whether the forces involved were sufficient to cause the alleged injuries.

Commonly, these cases involve complaints of neck, back, or shoulder pain and arise from rear-end “shunt” type impacts. The defence position is that the physical forces involved were too low to displace vehicle occupants enough to cause injury.

This is not a denial of the accident or the injury, but rather a focused challenge on the issue of causation, supported by biomechanical, medical, and engineering evidence.  Causation is a matter of expert analysis and is not assumed simply from the occurrence of a collision.


The Role of the Insured’s Statement

A robust defence for insurers begins with a comprehensive and accurate statement from the insured party. Their first-hand account helps establish key facts such as:

  • Vehicle speeds

  • Braking and road conditions

  • Location and point of impact

  • Perceived severity of the collision

This account forms the basis for subsequent engineering analysis and may become critical evidence in litigation.

Importantly, insurers must remember that minimal damage does not always equate to minimal force. Past cases have demonstrated that superficial damage can mask significant force transfer, making early factual accuracy crucial.


The Tow Bar Factor: Misleadingly Minor Damage

Tow bars present a unique issue in LVI claims. When a vehicle is struck directly on a tow bar, the damage to the vehicle may be minor—but the energy transfer can be substantial.

Unlike modern bumpers, which are designed to absorb and dissipate collision energy, tow bars transmit the force directly into the chassis. This can bypass energy absorption mechanisms and lead to greater force being transferred to vehicle occupants.

As a result, even seemingly trivial accidents involving tow bars should be investigated with care. Where injury is alleged despite limited visible damage, engineering evidence is essential to assess whether the impact forces were, in fact, substantial.


Biomechanics and the Delta V Threshold

At the heart of scientific analysis in LVI cases lies the concept of Delta Vthe change in velocity a vehicle undergoes during impact. This metric helps quantify the potential for injury.

Studies, including those by the International Research Committee on the Biomechanics of Impact (IRCOBI) and GBB (UK) Ltd, have established key thresholds:

  • Below 3 mph Delta V: Occupant movement is comparable to routine activities like sitting down or walking; injury is highly unlikely.

  • Between 3–5 mph: Injury is possible, though not presumed.

  • Above 5 mph: Increased likelihood of soft tissue injury.

However, injury potential also depends on multiple variables, including:

  • Seat design

  • Vehicle construction

  • Occupant awareness and bracing

  • Age, gender, and pre-existing conditions

  • Occupant posture at the time of impact

These findings support the defence argument that not all impacts, even if acknowledged, have the biomechanical potential to cause the injuries alleged.


Medical Evidence and Engineering Reports

Claimants often produce medical reports confirming injury. Yet many such reports rely heavily on the claimant’s own account and do not critically assess whether the incident mechanics support the diagnosis.

For a credible defence, insurers should instruct medical experts with experience in:

  • Musculoskeletal injury diagnosis

  • Biomechanical injury thresholds

  • Evaluating causation based on incident specifics

Similarly, engineering experts should assess vehicle damage, calculate Delta V, and determine the likelihood of occupant displacement. When medical and engineering expertise are integrated early, they form a powerful evidentiary foundation to challenge causation effectively.


Witness Testimony and Its Legal Impact

Independent witness statements can influence a court’s perception of impact severity. For example, a witness who describes hearing a loud “bang” may bolster the claimant’s version of events.

However, aural impressions do not always correlate with force transmission. A loud sound may result from materials striking or crumpling but may not reflect biomechanical force levels.

Defence teams should:

  • Interview witnesses early

  • Assess the witness’s vantage point and line of sight

  • Evaluate their ability to accurately perceive impact force

The aim is to determine whether the witness is truly independent and whether their testimony aligns with the physical evidence.


Lacey Solicitors Insurance Lawyers Recommendations

A proactive, evidence-based approach is key to defending LVI claims. Insurers are advised to:

  • Obtain prompt, detailed statements from the insured party.

  • Investigate vehicle damage thoroughly, paying close attention to structural components such as tow bars.

  • Instruct experienced medical and biomechanical experts early to assess the causation of injuries.

  • Critically evaluate all witness testimony for accuracy, relevance, and independence.

  • Integrate factual, engineering, and medical evidence into a coherent and persuasive defence strategy.


Conclusion

Low Velocity Impact claims remain a legally and scientifically complex area of personal injury litigation, especially where physical damage is minimal. Each case turns on its unique facts, but insurers can defend these claims effectively by focusing on early investigation, rigorous expert analysis, and strategic coordination.

In our insurance defence practice across Belfast and Dublin, we support insurers in navigating the technical and legal challenges of LVI claims. By leveraging biomechanical science alongside targeted litigation strategies, we deliver results that protect our insurance client’s and their policyholders and uphold the integrity of the insurance system.


Need Support on a Suspected Low Velocity Impact Claim?

If you’re handling a suspicious or exaggerated LVI claim, our team can help. We provide:

  • Tactical guidance

  • Expert coordination

  • Litigation strategy

  • Comprehensive defence reports

We serve insurers throughout the entire island of Ireland, delivering robust, evidence-driven defences to minimise risk and exposure.

Contact our Insurance Defence Team today using our online contact portal for tailored support.

Slips, Trips, and Falls Cause Most Major Injuries at Work

Out of all the common types of workplace accidents resulting in major injuries in NI and the UK, slips, trips and falls make up the majority. Lacey Solicitors are often asked whether a person is eligible to make a claim for compensation after a tripping fall at work.

While it may be true that not every workplace trip or fall is caused by negligence, there are some instances where bringing a workplace injury claim is correct, justified and a necessary course of action. If your accident resulted from an unsafe work environment, employer negligence, or a failure to follow safety protocols, you may be entitled to compensation. Pursuing a claim can help you recover the costs associated with medical bills, lost wages, and other damages related to your injury.

 

Trips and Falls at Work are Extremely Common

 

According to the Health and Safety Executive, statistics show that slips, trips, and falls, are the cause of most major injuries in the workplace. Reports say that a staggering 31% of all accidents reported to the HSE are caused by slips, trips, and falls. HSENI agree with statistics of their own reporting that over 95% of all major slips result in broken bones.

 

What Causes Slips, Trips and Falls?

 

Whether you are in the workplace or out walking in public, slips, trips, and falls have common causes.

Slips

Slips are common in bad weather. Lacey Solicitors acted on behalf of a lady from Downpatrick who slipped on a metal manhole cover in Strangford, County Down, outside her place of work..  The manhole cover had, over time, become worn and smooth which posed a significant slipping risk in the wet that our client’s employer ought to have been aware of.  Our client slipped on the surface during work and suffered a significant injury.

Trips

Tripping accidents are often caused by items left in unexpected places. You might be walking down an aisle in the office and trip over a pile of mail, boxes, or a wire which should not be there.  Lacey Solicitors acted on behalf of a lady in Belfast who tripped on a plinth outside her place of work.  The plinth was essentially a damaged boundary that the employer neglected to remove when renovations were being carried out.

Falls

Falling off steps which don’t have a handrail or falling over unannounced steps can leave you beaten and bruised. Lacey Solicitors are currently acting on behalf of a construction worker from Ballymoney who, whilst working in Dublin, was caused to fall from temporary stairs erected by his employer at the time.

 

What Types of Injuries are Caused by Slips, Trips, and Falls?

 

Slip, trip and fall accidents are among the most common causes of personal injury across workplaces and public spaces in the UK. These incidents can lead to serious—sometimes life-changing—injuries, particularly for older adults who face a greater risk of complications following a fall.

If you’ve suffered an injury due to a slip, trip or fall, it’s important to understand the types of injuries that may occur and how they can affect your health, mobility, and ability to work. Common injuries in slip and trip claims include:

  • Broken or Fractured Bones – Often affecting the wrists, ankles, arms or legs.
  • Hip and Knee Fractures – Especially dangerous for elderly individuals.
  • Head Injuries and Traumatic Brain Injuries (TBI) – Even a minor fall can result in a concussion or more severe brain damage.
  • Spinal Cord and Back Injuries – These may cause chronic pain, restricted movement, or in some cases, permanent disability.
  • Dislocated Joints – Including shoulders, elbows and ankles.
  • Bruising and Contusions – Frequently occurring on the hips, back or legs.
  • Soft Tissue Damage and Muscle Strains – These can develop over time and may not be immediately noticeable.

Slip and trip injuries can vary in severity—from minor bruises to life-altering trauma. In more serious cases, individuals may face prolonged rehabilitation, lost income, or reduced quality of life.

 

How to Claim Compensation for a Slip, Trip, or Fall?

 

If you suffer from a slip, trip, or fall at work then you should report it to your supervisor, who ought to record it in the accident book. You should seek medical attention and speak with a personal injury solicitor shortly thereafter.

If you are injured in a slip, trip, or fall in public, then you should ensure your safety, seek treatment, and contact our personal injury solicitors’ firm in Northern Ireland. From tripping on a loose paving stone in the High Street to slipping on spilled coffee left lying on the floor in the staff room – seeking compensation is simpler when you have our professional help.

If your injury was caused by unsafe conditions—whether at work, in a shop, or on public property—you may be entitled to claim compensation. Our expert personal injury solicitors are here to help you understand your rights and guide you through the claims process, with the aim of securing the compensation you deserve.