No Win, No Fee Solicitors in Northern Ireland: What You Need to Know

If you’re researching no win, no fee solicitors in Belfast or Northern Ireland, it’s crucial to understand the legal landscape. While these agreements are commonly promoted in England and Wales, they are illegal in Northern Ireland. At Lacey Solicitors, we offer ethical, transparent alternatives that help our clients secure maximum compensation.

What Is a “No Win, No Fee” Agreement?

A no win, no fee agreement, also known as a conditional fee arrangement, allows clients to pursue legal claims without upfront legal costs. Often, if successful, a solicitor takes a percentage (usually up to 25%) of the awarded compensation as a success fee. If the case fails, the client pays nothing.

These arrangements are often used in:

  • Personal injury claims

  • Road traffic accidents

  • Medical negligence

Although this model is widespread in England and Wales, no win, no fee is strictly prohibited by the Law Society of Northern Ireland.


Why Is No Win, No Fee Illegal in Northern Ireland?

Part V of the Solicitors (Northern Ireland) Order 1976 explicitly bans any solicitor from charging fees solely dependent on the success of a claim. As such, no win, no fee arrangements are illegal in Northern Ireland. The Law Society of Northern Ireland strictly enforces this rule.

If a solicitor in Belfast or anywhere in Northern Ireland offers you a no win, no fee agreement, you should be aware that they are acting outside the law. We advise reporting any such behaviour to the Law Society by filling in a complaint form on their website.


Ethical Alternatives to No Win, No Fee at Lacey Solicitors

At Lacey Solicitors, we don’t take a percentage of your damages. We believe you deserve to keep 100% of the compensation you’re awarded. Instead of illegal fee structures, we offer clear, legal funding options that provide access to justice without financial stress.

✔ Free Initial Consultation

Start your claim with a free, no-obligation consultation. We’ll assess your case, advise you on your legal position, and present your options — all at no cost.

✔ Out-of-Court Settlements

We successfully settle the majority of cases without going to court. In most cases, your legal fees are paid by the other party’s insurance if the claim is successful.

✔ Legal Aid

In cases that do go to court, you may be eligible for legal aid to cover your legal fees. We help you determine your eligibility and guide you through the process.

✔ After the Event (ATE) Insurance

ATE insurance protects you from paying the other party’s legal costs if your case is unsuccessful. This means peace of mind at a modest premium — only if required.

✔ Legal Expenses Insurance

Many clients already have legal expenses cover through their car or home insurance. We’ll help you check your policies to see if you’re already protected.


Why Choose Lacey Solicitors?

At Lacey Solicitors, we’ve been helping clients across the entire island of Ireland, and we have built a reputation for trust, results, and ethical legal practice.

With us, you benefit from:

  • Experienced personal injury solicitors with offices in Belfast and Dublin

  • 100% compensation retained

  • Clear, transparent legal costs

  • A proven track record in road traffic accidents, workplace injuries, medical negligence, and more

  • Legal representation tailored to your financial situation

We’re here to provide access to justice — legally, ethically, and effectively.


Don’t Be Misled by No Win, No Fee Advertising

TV and online adverts from Great Britain often promote no win, no fee claims to Northern Ireland audiences. These ads are misleading. The Law Society and regulators have issued clear warnings: solicitors in Northern Ireland are not permitted to offer these arrangements.

Even in Ireland, the use of the phrases like “no win, no fee”, “no foal, no fee” and “free first consultation” are all banned, the LSRA has reiterated.

In England and Wales, the model has come under increasing scrutiny for hidden fees and unfair practices. At Lacey Solicitors, we believe there’s a better way — and our clients agree.


Speak with a Belfast Personal Injury Solicitor Today

If you’ve suffered an injury that wasn’t your fault, you don’t need to risk your compensation or be misled by complicated fee arrangements. At Lacey Solicitors, we’re committed to helping you get the justice — and the full compensation — you deserve.

📞 Call now for a free consultation or
📩 Enquire online and speak directly with a solicitor

Injured in an Accident? Don’t Let These Myths Stop You From Speaking to a Personal Injury Lawyer

At Lacey Solicitors, we’ve helped countless individuals across Belfast and Northern Ireland get the compensation they deserve after suffering injuries that were not their fault. But too often, myths, misconceptions and misinformation prevent people from even speaking to a personal injury lawyer.

In this post, we break down the 10 most common personal injury myths, explain the truth behind them, and show how our team of experienced solicitors can support you every step of the way.


1. “I Feel Embarrassed About Claiming Compensation”

Media headlines and phrases such as “compensation culture” have made many people feel ashamed about making a legitimate claim. But if you’ve been injured through no fault of your own, you have a legal right to be compensated.

Lord Dyson, the third most senior judge in England and Wales, has dismissed the existence of a compensation culture in the UK as a false perception and a “media-created myth.”

Professor Lofsted, who was also asked to review the issue by the UK Government stated in his report “The „compensation culture‟ (or the perception of it) in the UK has been the subject of several reviews over the last few years,, but no evidence has been presented for its existence”.

Some individuals may seek damages to which they are not entitled, but this is not unique to personal injury law and is true of any area of legal practice.   Fraudulent claims are very much the exception to the rule and far outweighed in number by genuine personal injury claims made by honest people.

At Lacey Solicitors, we regularly see clients who minimise their injuries out of fear of judgment. We’re here to remind you that seeking justice is not something to feel guilty about—it’s your right.


2. “Personal Injury Claims Are Only for Serious Accidents”

It’s a myth that you can only claim for life-altering or catastrophic injuries. The truth is, you may be entitled to compensation for a wide range of injuries—including whiplash, soft-tissue damage, or a slip and fall—as long as someone else was responsible.

Even minor injuries can lead to lost income, medical expenses, and long-term discomfort, and you shouldn’t bear that burden if the accident was not your fault.


3. “My Medical History Prevents Me from Claiming”

Think you can’t claim because you’ve had back problems before or made a similar claim in the past?

If your accident exacerbated an existing condition or caused new symptoms, you may still be eligible for compensation. Every case is evaluated on its individual merits, and our solicitors know how to present your medical history in a way that supports your claim.

The key is always to be up-front and honest about any relevant history.  If you fail to disclose a relevant medical history, it can prohibit you from receiving compensation.


4. “Insurers Won’t Believe Me—Especially After a Low-Speed Collision”

Many insurers now try to avoid paying claims by arguing Low Velocity Impact (LVI) —suggesting that the accident was too minor to cause injury.  Legally speaking, a defence which asserts that the collision was a low-velocity impact is a challenge to the causation of injury.

At Lacey Solicitors, we believe in collaboration between insurers and injured victims and so we regularly see these types of arguments.  We work closely with independent leading experts to support our clients’ cases. We’ve helped many clients succeed even when insurers initially denied their claims.


5. “You Can’t Claim for Psychological Injuries”

Not all injuries are physical. Many people suffer emotional or psychological trauma—such as anxiety, PTSD, or stress—after an accident.

You are absolutely entitled to claim for psychological harm, and our Personal injury lawyers have successfully handled numerous cases where these types of injuries were the main focus. We work with medical professionals to provide the evidence needed to support your case.


6. “Personal Injury Claims Take Years to Settle”

While some complex cases can take longer, many personal injury claims in Northern Ireland are resolved in a matter of months, especially when liability is clear and medical evidence is straightforward.

Lacey Solicitors is committed to handling your claim efficiently and keeping you updated throughout the process to minimise stress and delays.


7. “I Don’t Need a Solicitor for a Small Claim”

Even if your injury seems minor, you should always speak to a solicitor before accepting any settlement. Insurance companies may offer a quick payout, but it may not reflect the true cost of your recovery.

We help you calculate the full impact of your injury—including time off work, ongoing treatment, and emotional trauma—to ensure you receive fair compensation.


8. “The Process Is Too Complicated for Me to Handle”

The legal system can feel overwhelming, especially after an accident. But that’s where we come in.

From the moment you contact Lacey Solicitors, we handle everything—from gathering evidence and dealing with insurers to negotiating your settlement—so you can focus on recovering.


9. “It’s Too Expensive to Make a Personal Injury Claim”

Many people are put off by the fear of legal costs, but at Lacey Solicitors, our solicitors are committed to being transparent about all costs and legal fees. We believe there are better, more ethical alternatives to no win, no fee agreements, (which are illegal in Northern Ireland) which will give you the legal support you need no matter what your financial circumstances.

This starts with a free initial consultation. We will listen to your situation, offer legal advice on whether your claim is viable and present you with possible options for proceeding — free of charge. If you decide to start a claim, we will use a range of options to maximise the compensation you receive and minimise your legal fees.


10. “I Can’t Claim If I Was Partially at Fault”

Even if you were partly responsible for the accident—such as not wearing a seatbelt or crossing the road outside a pedestrian crossing—you may still be entitled to compensation under contributory negligence laws in Northern Ireland.

Your compensation may be reduced depending on your level of responsibility, but it does not prevent you from making a claim. We’ll work with you to make sure your role is fairly represented and your rights are protected.


Bonus Tip: Photos Can Make or Break Your Personal Injury Lawyers Case

If you’re in an accident, use your smartphone or dashcam to photograph:

  • The vehicles involved

  • Road conditions and street signs

  • Your injuries (if visible)

  • The overall scene

This kind of visual evidence can significantly strengthen your case and help establish liability early in the process.


Need Advice? Speak to Belfast’s Trusted Personal Injury Lawyers

With decades of experience helping clients throughout Northern Ireland, Personal Injury Lawyers, Lacey Solicitors, are here to help you understand your rights and get the compensation you deserve.

📞 Call us today on 028 90896540
📧 Or email us at info@laceysolicitors.com
📍 Visit our office in Belfast or Dublin for a free, no-obligation consultation

Don’t let fear or misinformation stop you. Our Personal Injury Lawyers are here to support you—start your claim with confidence.

Court of Appeal in Ireland Clarifies Application of District Court Costs Scale in Personal Injury Litigation

Important Developments for Insurance Defence Practitioners and the District Court Costs Scale Following Nolan v. County Registrar (IECA, 2025)


The recent decision of the Court of Appeal in Kevin Nolan v. County Registrar for the County of Waterford & Ors. [2025] IECA 110 offers significant clarification on the legal treatment of costs in personal injury litigation where proceedings are brought in the Circuit Court but damages ultimately fall within the jurisdiction of the District Court.

This judgment will be of particular interest to insurers and defence solicitors dealing with District Court personal injury claims. It underscores the principle that parties who choose to litigate in a higher court bear the risk of recovering only lower jurisdictional costs if their award does not justify the forum.


Case Background

Kevin Nolan suffered a personal injury while walking along a public footpath in Dungarvan in April 2018. Proceedings were issued in the Circuit Court against multiple defendants, including Waterford City and County Council, KC Cable Vision Ltd, and Virgin Media. After a fully contested hearing, he was awarded €8,000 in damages — a figure well within the jurisdiction of the District Court. A differential costs order was made, awarding Nolan costs on the District Court scale.

Despite the scale order, Nolan’s legal team submitted a bill of costs amounting to €32,986.89. The County Registrar allowed costs of €8,755.78, applying the District Court scale. This sparked judicial review proceedings in which Nolan challenged the legality of the scale, the Registrar’s application of it, and broader issues relating to legal costs regulation.


Main Issues on Appeal

There were four core issues considered by the Court of Appeal:

  1. Whether the District Court scale of costs unlawfully restricted recoverable costs under s.17(4) of the Courts Act 1981.

  2. Whether the County Registrar had failed to discharge his duty under s.141 of the Legal Services Regulation Act 2015.

  3. Whether the scale and relevant rules were ultra vires the District Court Rules Committee.

  4. Whether the appellant’s constitutional right of access to the courts had been breached.


Findings of the Court

1. District Court Scale Is Lawful and Proportionate
The Court upheld the validity of the District Court scale of costs, affirming the High Court’s interpretation. It accepted that fixing costs for the “doing of a specified thing in a particular form of action” — such as obtaining a judgment in a defended claim — was permissible under s.17(4). The Court reaffirmed the legislative policy underpinning differential costs orders: to ensure proportionality between the amount of damages awarded and the legal costs incurred, and to promote litigation in the appropriate jurisdiction.

This decision is a strong endorsement of the cost-efficiency principle long recognised in Irish personal injury litigation. The Court noted that proceedings brought unnecessarily in a higher court place undue cost burdens on defendants and the justice system, and that rules like the District Court scale help prevent this.

2. Breach of Statutory Duty Under s.141
Significantly, the Court found that the County Registrar failed to comply with s.141 of the Legal Services Regulation Act 2015. That section obliges a County Registrar, when taxing costs, to have regard to the reasonableness principles set out in Schedule 1 of the Act. The Registrar’s decision had relied solely on the scale and made no reference to those statutory principles.

Although the point had not been raised at the adjudication hearing, the Court held that the obligation under s.141 was clear and mandatory. As such, the Registrar’s failure to apply it invalidated the adjudication. The decision was quashed and remitted.

This finding introduces a new procedural safeguard that insurance defence practitioners should be aware of, particularly in cases involving differential cost orders where District Court scales are applied by a County Registrar.

3. No Breach of Access to Justice
The Court dismissed Nolan’s claim that the operation of the costs regime infringed his constitutional right of access to the courts. He had, in fact, accessed the courts and obtained a decree. The discrepancy between the costs claimed and those awarded, in the Court’s view, did not amount to a denial of access.

Importantly, the Court also noted that Nolan had not availed of options under the rules that allow for exceptions — such as seeking increased costs due to special circumstances — and that his claim lacked evidential support.

4. District Court Rules Committee Acted Within Its Powers
Finally, the Court rejected the argument that Order 53 of the District Court Rules and the associated costs schedule were ultra vires the rule-making powers granted under s.91 of the Courts of Justice Act 1924. The rules were found to fall squarely within the scope of “practice and procedure” and “questions of costs,” and did not intrude upon legislative functions reserved to the Oireachtas.

The Court distinguished the facts from those in DPP v. McGrath, where a rule completely precluding recovery of costs was struck down as a policy choice outside the scope of the Rules Committee. In contrast, the District Court scale provides for costs recovery, includes exceptions for special circumstances, and is subject to regular review.


Practical Implications for Insurers and Defence Lawyers

This judgment reinforces the existing framework around differential costs and confirms the limited recoverability of legal costs when proceedings are brought in a higher jurisdiction unnecessarily.

  • Forum Selection Remains Crucial
    Plaintiffs who issue in the Circuit Court when the District Court is appropriate may face cost consequences, even if successful. Defence teams should continue to challenge jurisdiction early and flag cost exposure where possible.

  • Emphasis on Cost Proportionality
    The Court’s interpretation of s.17(4) strengthens the rationale that costs must be proportionate to the level of damages. It gives further support to insurers resisting inflated costs claims where damages are modest.

  • Challenges to the District Court Costs Scale Unlikely to Succeed
    The Court has made clear that the District Court Costs Scale is legally sound and within the authority of the Rules Committee. Arguments that the scale unlawfully restricts access to justice or oversteps its mandate are unlikely to gain traction in future.


Conclusion

This case provides helpful clarification for practitioners and insurers alike. It confirms the continuing validity of the District Court Costs Scale in the context of differential costs orders, while also reinforcing that County Registrars must apply the legal cost assessment principles set out in the 2015 Act. The ruling strikes a balance between efficiency in legal proceedings and statutory fairness in cost adjudications — and is likely to be cited in many cost disputes going forward.

Should you require any further information on legal costs in Ireland, use our online contact portal to speak to a member of the team.

Catastrophic Injury Claims in Northern Ireland: Support and Legal Guidance from Lacey Solicitors

Every 90 seconds, someone in the UK is admitted to hospital with a brain injury. Behind this stark statistic lies a much greater reality—thousands of people in Northern Ireland are living with the long-term effects of catastrophic injuries that disrupt lives in an instant.

At Lacey Solicitors, we specialise in insurance law and claims with a significant amount of experience in dealing with serious and catastrophic personal injury claims. Whether your injury occurred in a road traffic accident, at work, or in a public place, if it was caused by someone else’s negligence, you may be entitled to compensation. We’re here to help you secure the support and justice you deserve.

 

What is a Catastrophic Injury?

 

A catastrophic injury refers to any serious injury that leads to permanent or long-lasting physical or psychological effects. These include:

 

  • Traumatic Brain Injuries (TBI)
  • Spinal cord injuries
  • Amputations
  • Severe burns or chemical exposure
  • Facial trauma and sensory loss
  • Crushing injuries
  • Chronic pain and ongoing psychological trauma

Such injuries often result in disability, ongoing care needs, and major lifestyle changes. Victims may lose their ability to work, require mobility aids, or need support for daily tasks. The impact isn’t limited to the individual—families are often deeply affected as well.

 

Brain Injury and ABI Week: “It Only Takes a Second”

 

Acquired Brain Injury (ABI) is a leading cause of catastrophic injury in the UK. This year, ABI Week (15–21 May 2025) focuses on the theme “It only takes a second”—highlighting how quickly life can be changed by a stroke, fall, accident, or illness such as meningitis or a brain tumour.

To mark this important week, a collective of Northern Ireland charities—including Brain Injury Matters, Cedar Foundation, Child Brain Injury Trust, and Headway UK—are urging the public to become ABI Aware. They’ve come together through the ABI Working Group and newly launched Northern Ireland Acquired Brain Injury Forum, a collaboration supported by the Department of Health and Strategic Planning and Performance Group (SPPG).

The goal is to raise awareness about the prevalence of brain injury and the support needs of survivors and their families.

 

What Causes Catastrophic Injuries?

 

In Northern Ireland, the most common causes of serious injury include:

  • Road traffic accidents (RTAs)
  • Falls from height
  • Workplace incidents
  • Trips, slips, and poor public infrastructure
  • Assaults and violent crimes
  • Exposure to hazardous materials

According to UK government data, over 70 factors contribute to RTAs alone—including speeding, driver distraction, and impaired driving. Many of these incidents are entirely preventable and legally actionable.

 

How Lacey Solicitors Can Help

 

If you or a loved one has suffered a serious or catastrophic injury through no fault of your own, you may be entitled to compensation. At Lacey Solicitors, we understand the emotional and financial stress involved. Our expert legal team will:

  • Investigate your case thoroughly
  • Connect you with medical and rehabilitation experts
  • Secure interim payments where needed
  • Maximise your compensation to cover past, present and future losses.
  • Support you and your family every step of the way

With offices in Belfast and Dublin, we proudly serve clients across the entire Island of Ireland.

 

The Importance of Legal Support After ABI

 

Charities involved in ABI Week emphasise that ongoing legal and emotional support is vital. Melanie Bowden of Headway NI says:

“The support our charities offer is vital to re-able survivors, with both physical and hidden disabilities and their family members, to manage their daily and future lives.”

Ann Marie Fox of SPPG added:

“This partnership has raised the profile of Acquired Brain Injury in Northern Ireland for over a decade. It reflects a partnership approach to support those who are living with brain injury whilst raising much-needed awareness with the public.”

 

Take Action: Protect Your Rights and Your Future

 

If a catastrophic injury has changed your life, don’t face the legal battle alone. Lacey Solicitors is here to help you recover compensation, secure your future, and begin your journey toward healing.

Call us today at +44 28 9089 6540 or visit our website to arrange a confidential consultation with an expert personal injury solicitor.

 

Defending Low Velocity Impact (LVI) Claims: A Strategic Approach for Insurers in Ireland

Introduction

Low Velocity Impact (LVI) claims, despite involving seemingly minor collisions, often escalate into contentious legal disputes over causation—posing a persistent challenge for insurers and defence solicitors across Ireland. These cases typically arise from road traffic accidents with little or no visible vehicle damage, yet claimants frequently allege soft tissue injuries, particularly of the whiplash variety.

For claimants, securing fair compensation for real injuries is a legal and moral right and Lacey Solicitors entirely supports that right. But for insurers and defence solicitors, there is an equally important duty: to thoroughly investigate claims, ensure that policyholders are protected, and guard against exaggerated or unfounded claims.

The central legal issue is not whether a collision occurred, but whether it was capable of causing the injuries claimed. Defending such cases successfully requires a disciplined strategy based on early factual investigation, expert scientific input, and a deep understanding of biomechanics and legal precedent.


What Is a Low Velocity Impact Claim?

An LVI claim is defined by a collision where damage to the vehicles is minimal or negligible. The defendant typically accepts that the incident occurred but challenges whether the forces involved were sufficient to cause the alleged injuries.

Commonly, these cases involve complaints of neck, back, or shoulder pain and arise from rear-end “shunt” type impacts. The defence position is that the physical forces involved were too low to displace vehicle occupants enough to cause injury.

This is not a denial of the accident or the injury, but rather a focused challenge on the issue of causation, supported by biomechanical, medical, and engineering evidence.  Causation is a matter of expert analysis and is not assumed simply from the occurrence of a collision.


The Role of the Insured’s Statement

A robust defence for insurers begins with a comprehensive and accurate statement from the insured party. Their first-hand account helps establish key facts such as:

  • Vehicle speeds

  • Braking and road conditions

  • Location and point of impact

  • Perceived severity of the collision

This account forms the basis for subsequent engineering analysis and may become critical evidence in litigation.

Importantly, insurers must remember that minimal damage does not always equate to minimal force. Past cases have demonstrated that superficial damage can mask significant force transfer, making early factual accuracy crucial.


The Tow Bar Factor: Misleadingly Minor Damage

Tow bars present a unique issue in LVI claims. When a vehicle is struck directly on a tow bar, the damage to the vehicle may be minor—but the energy transfer can be substantial.

Unlike modern bumpers, which are designed to absorb and dissipate collision energy, tow bars transmit the force directly into the chassis. This can bypass energy absorption mechanisms and lead to greater force being transferred to vehicle occupants.

As a result, even seemingly trivial accidents involving tow bars should be investigated with care. Where injury is alleged despite limited visible damage, engineering evidence is essential to assess whether the impact forces were, in fact, substantial.


Biomechanics and the Delta V Threshold

At the heart of scientific analysis in LVI cases lies the concept of Delta Vthe change in velocity a vehicle undergoes during impact. This metric helps quantify the potential for injury.

Studies, including those by the International Research Committee on the Biomechanics of Impact (IRCOBI) and GBB (UK) Ltd, have established key thresholds:

  • Below 3 mph Delta V: Occupant movement is comparable to routine activities like sitting down or walking; injury is highly unlikely.

  • Between 3–5 mph: Injury is possible, though not presumed.

  • Above 5 mph: Increased likelihood of soft tissue injury.

However, injury potential also depends on multiple variables, including:

  • Seat design

  • Vehicle construction

  • Occupant awareness and bracing

  • Age, gender, and pre-existing conditions

  • Occupant posture at the time of impact

These findings support the defence argument that not all impacts, even if acknowledged, have the biomechanical potential to cause the injuries alleged.


Medical Evidence and Engineering Reports

Claimants often produce medical reports confirming injury. Yet many such reports rely heavily on the claimant’s own account and do not critically assess whether the incident mechanics support the diagnosis.

For a credible defence, insurers should instruct medical experts with experience in:

  • Musculoskeletal injury diagnosis

  • Biomechanical injury thresholds

  • Evaluating causation based on incident specifics

Similarly, engineering experts should assess vehicle damage, calculate Delta V, and determine the likelihood of occupant displacement. When medical and engineering expertise are integrated early, they form a powerful evidentiary foundation to challenge causation effectively.


Witness Testimony and Its Legal Impact

Independent witness statements can influence a court’s perception of impact severity. For example, a witness who describes hearing a loud “bang” may bolster the claimant’s version of events.

However, aural impressions do not always correlate with force transmission. A loud sound may result from materials striking or crumpling but may not reflect biomechanical force levels.

Defence teams should:

  • Interview witnesses early

  • Assess the witness’s vantage point and line of sight

  • Evaluate their ability to accurately perceive impact force

The aim is to determine whether the witness is truly independent and whether their testimony aligns with the physical evidence.


Lacey Solicitors Insurance Lawyers Recommendations

A proactive, evidence-based approach is key to defending LVI claims. Insurers are advised to:

  • Obtain prompt, detailed statements from the insured party.

  • Investigate vehicle damage thoroughly, paying close attention to structural components such as tow bars.

  • Instruct experienced medical and biomechanical experts early to assess the causation of injuries.

  • Critically evaluate all witness testimony for accuracy, relevance, and independence.

  • Integrate factual, engineering, and medical evidence into a coherent and persuasive defence strategy.


Conclusion

Low Velocity Impact claims remain a legally and scientifically complex area of personal injury litigation, especially where physical damage is minimal. Each case turns on its unique facts, but insurers can defend these claims effectively by focusing on early investigation, rigorous expert analysis, and strategic coordination.

In our insurance defence practice across Belfast and Dublin, we support insurers in navigating the technical and legal challenges of LVI claims. By leveraging biomechanical science alongside targeted litigation strategies, we deliver results that protect our insurance client’s and their policyholders and uphold the integrity of the insurance system.


Need Support on a Suspected Low Velocity Impact Claim?

If you’re handling a suspicious or exaggerated LVI claim, our team can help. We provide:

  • Tactical guidance

  • Expert coordination

  • Litigation strategy

  • Comprehensive defence reports

We serve insurers throughout the entire island of Ireland, delivering robust, evidence-driven defences to minimise risk and exposure.

Contact our Insurance Defence Team today using our online contact portal for tailored support.

Slips, Trips, and Falls Cause Most Major Injuries at Work

Out of all the common types of workplace accidents resulting in major injuries in NI and the UK, slips, trips and falls make up the majority. Lacey Solicitors are often asked whether a person is eligible to make a claim for compensation after a tripping fall at work.

While it may be true that not every workplace trip or fall is caused by negligence, there are some instances where bringing a workplace injury claim is correct, justified and a necessary course of action. If your accident resulted from an unsafe work environment, employer negligence, or a failure to follow safety protocols, you may be entitled to compensation. Pursuing a claim can help you recover the costs associated with medical bills, lost wages, and other damages related to your injury.

 

Trips and Falls at Work are Extremely Common

 

According to the Health and Safety Executive, statistics show that slips, trips, and falls, are the cause of most major injuries in the workplace. Reports say that a staggering 31% of all accidents reported to the HSE are caused by slips, trips, and falls. HSENI agree with statistics of their own reporting that over 95% of all major slips result in broken bones.

 

What Causes Slips, Trips and Falls?

 

Whether you are in the workplace or out walking in public, slips, trips, and falls have common causes.

Slips

Slips are common in bad weather. Lacey Solicitors acted on behalf of a lady from Downpatrick who slipped on a metal manhole cover in Strangford, County Down, outside her place of work..  The manhole cover had, over time, become worn and smooth which posed a significant slipping risk in the wet that our client’s employer ought to have been aware of.  Our client slipped on the surface during work and suffered a significant injury.

Trips

Tripping accidents are often caused by items left in unexpected places. You might be walking down an aisle in the office and trip over a pile of mail, boxes, or a wire which should not be there.  Lacey Solicitors acted on behalf of a lady in Belfast who tripped on a plinth outside her place of work.  The plinth was essentially a damaged boundary that the employer neglected to remove when renovations were being carried out.

Falls

Falling off steps which don’t have a handrail or falling over unannounced steps can leave you beaten and bruised. Lacey Solicitors are currently acting on behalf of a construction worker from Ballymoney who, whilst working in Dublin, was caused to fall from temporary stairs erected by his employer at the time.

 

What Types of Injuries are Caused by Slips, Trips, and Falls?

 

Slip, trip and fall accidents are among the most common causes of personal injury across workplaces and public spaces in the UK. These incidents can lead to serious—sometimes life-changing—injuries, particularly for older adults who face a greater risk of complications following a fall.

If you’ve suffered an injury due to a slip, trip or fall, it’s important to understand the types of injuries that may occur and how they can affect your health, mobility, and ability to work. Common injuries in slip and trip claims include:

  • Broken or Fractured Bones – Often affecting the wrists, ankles, arms or legs.
  • Hip and Knee Fractures – Especially dangerous for elderly individuals.
  • Head Injuries and Traumatic Brain Injuries (TBI) – Even a minor fall can result in a concussion or more severe brain damage.
  • Spinal Cord and Back Injuries – These may cause chronic pain, restricted movement, or in some cases, permanent disability.
  • Dislocated Joints – Including shoulders, elbows and ankles.
  • Bruising and Contusions – Frequently occurring on the hips, back or legs.
  • Soft Tissue Damage and Muscle Strains – These can develop over time and may not be immediately noticeable.

Slip and trip injuries can vary in severity—from minor bruises to life-altering trauma. In more serious cases, individuals may face prolonged rehabilitation, lost income, or reduced quality of life.

 

How to Claim Compensation for a Slip, Trip, or Fall?

 

If you suffer from a slip, trip, or fall at work then you should report it to your supervisor, who ought to record it in the accident book. You should seek medical attention and speak with a personal injury solicitor shortly thereafter.

If you are injured in a slip, trip, or fall in public, then you should ensure your safety, seek treatment, and contact our personal injury solicitors’ firm in Northern Ireland. From tripping on a loose paving stone in the High Street to slipping on spilled coffee left lying on the floor in the staff room – seeking compensation is simpler when you have our professional help.

If your injury was caused by unsafe conditions—whether at work, in a shop, or on public property—you may be entitled to claim compensation. Our expert personal injury solicitors are here to help you understand your rights and guide you through the claims process, with the aim of securing the compensation you deserve.

 

 

Accidents in the Workplace: Office Buildings

If you’ve suffered a personal injury while working in an office environment, you may be entitled to claim compensation—particularly if your employer’s negligence contributed to the accident. While offices aren’t usually considered high-risk workplaces, accidents still happen, and many of them could be prevented with the right safety measures in place.

At Lacey Solicitors, we help clients across Belfast and Northern Ireland understand their rights after a workplace injury and guide them through the claims process.

 

Are Office Accidents Common in Northern Ireland?

 

Surprisingly, yes. While sectors like farming and construction see higher injury rates per worker, the sheer number of people employed in administrative and office-based roles means that injuries in offices are still frequent and significant.

According to the Office of National Statistics., around 11.5% of people in Northern Ireland work in admin or secretarial roles. That’s over 100,000 individuals potentially exposed to preventable workplace hazards.

If you’ve been injured at work—whether through a trip, slip, or poorly set-up workstation—and it wasn’t your fault, you could be eligible to make a personal injury claim.

 

What Types of Accidents Happen in the Office?

 

Even low-risk environments like offices have hidden dangers. Common causes of injury in office buildings include:

  • Slips, trips, and falls on wet floors or cluttered walkways
  • Poor ergonomics, such as incorrect desk and chair setups causing back, neck, or shoulder strain
  • Defective electrical equipment leading to electric shocks or fires
  • Unsafe storage of cleaning chemicals without proper COSHH (Control of Substances Hazardous to Health) assessments
  • Lack of fire evacuation procedures and clearly marked escape routes
  • Exposure to asbestos in older office buildings—responsibility for surveys and removal may be outlined in your lease
  • Inadequate safety signage, missing accident books, or unclear information about first aiders and insurance details

Musculoskeletal injuries are among the most common, including repetitive strain injuries (RSIs) and slipped discs. Even tripping over a box of printer paper can result in a serious injury if health and safety policies aren’t followed.

 

What Should My Employer Do If I Have an Accident at Work?

 

We previously highlighted that your employer has a legal duty of care to provide a safe working environment. This includes:

  • Conducting risk assessments
  • Reporting serious accidents to the Health and Safety Executive for Northern Ireland (HSENI)
  • Providing necessary health and safety training
  • Ensuring proper signage, first aid access, and accident recording measures are in place

If they’ve failed in any of these duties and you’ve been injured as a result, you may be able to claim for employer negligence.

 

Are You Entitled to Full Pay if Injured in The Office?

 

There is no automatic legal right to full pay if you’re off work due to an injury. However, you may be entitled to Statutory Sick Pay (SSP) or additional contractual sick pay if offered by your employer.

Importantly, all UK employers must have employers’ liability insurance by law. This covers compensation claims, including those made after workplace accidents in offices.

 

Can I Claim for an Accident in the Office if it Was My Fault?

 

Yes—you may still be eligible for compensation even if you were partly to blame. If your employer also contributed to the circumstances of your injury (for example, by failing to maintain a safe working environment), then a claim may still succeed under the principle of shared liability.

That said, you should always speak to an expert about liability.

At Lacey Solicitors, we recently secured compensation for a young Lisburn woman who was injured at work when a glass filled with boiling water broke and spilled on her lap.

Our client had used heat-resistant glasses at home and assumed that similar looking glass, with the same handle in her office was also safe. Unfortunately, the glass wasn’t heat-resistant, leading to a burn injury. Initially believing it was her fault, we demonstrated that any reasonable person would have made the same assumption.

We successfully secured compensation for our client in the High Court of Northern Ireland due to the employer’s failure to provide properly labelled, safe equipment.

 

How to Claim Compensation After an Office Injury in Northern Ireland?

 

If you’ve been injured in an office accident anywhere in Northern Ireland—from Belfast to Derry, Newry to Antrim—speak to the experienced team at Lacey Solicitors.

As trusted personal injury solicitors in Belfast, we specialise in helping employees claim compensation after workplace accidents. We’ll advise you on your case, gather the necessary evidence, and fight for the compensation you deserve.

 

 

 

 

 

Case Study: How Lacey Solicitors secured €580,000.00 after a Cyclist’s Life-Changing Accident

Overview of the Accident

In April 2019, Maria, a Brazilian national living in Dublin, was involved in a devastating road traffic accident while cycling. As she turned left, a lorry, which had been stationary at a red light, moved off as the light turned green. Maria, positioned at the front left corner of the lorry, was struck and suffered catastrophic lower limb injuries. The trauma was so severe that the lorry not only ran over her but reversed over her again, leaving her with life-altering physical and psychological injuries.


Why Maria Chose Lacey Solicitors

Maria’s situation was complex: she was far from home, facing significant financial hardship, and unable to work due to her injuries. She was advised by hospital staff to seek legal representation, and after careful consideration, she chose Lacey Solicitors. Our team’s reputation for compassion, expertise, and relentless advocacy for vulnerable clients made us the clear choice for Maria and her family.


Denial of Liability from the Insurance Company

The lorry driver’s insurance company refused to admit liability. The driver himself never made a statement, and the Director of Public Prosecutions in Ireland decided not to prosecute. This left Maria in a precarious position, facing a determined denial of responsibility from the other side.


CCTV Investigation: Uncovering the Truth

A critical turning point in the case was the acquisition by Lacey Solicitors of CCTV footage from the scene. After persistent correspondence and pressure from Lacey Solicitors, video evidence that captured the tragic accident in detail was released. This footage was instrumental in establishing the sequence of events and countering the insurance company’s denial of liability.


Settlement Negotiations and Lowball Offers

With the evidence in hand, Lacey Solicitors entered into settlement negotiations.

The insurance company initially made an offer of €80,000.00 for this cyclist injury claim Dublin.  They reiterated that liability was denied and Maria was the author of her own misfortune.

Maria was prepared and very eager to accept such an offer.  Maria was extremely diligent and had researched a similar case to her own where there were striking similarities to include a Brazilian national who was the victim.  Maria provided our office with this online article about the other case where a figure of €87,400.00 was awarded.

Lacey Solicitors, managed to convince Maria that she should reject the offer.  She reluctantly agreed and allowed us to continue to fight for a settlement that truly reflected the gravity of her suffering and future needs.


The Human Impact: Physical and Psychological Recovery of a Cyclist Injury Claim in Dublin

Maria’s injuries required multiple surgeries, and ongoing rehabilitation. She was unable to work for a period, faced mounting medical expenses, and had to return to Brazil for further care. The psychological impact was equally profound, with Maria experiencing depression and nightmares related to the accident. Lacey Solicitors ensured that all aspects of her suffering—physical, emotional, and financial—were fully documented and included in her claim.


The Personal Injury Claim Settled

Lacey Solicitors settled the matter in the sum of €580,000.00 without having to go to court.


Why Cyclists Should Choose Lacey Solicitors Belfast and Dublin

Cyclists are among the most vulnerable road users, and when accidents happen, the consequences can be devastating. Lacey Solicitors have a proven track record of:

  • Securing critical evidence, such as CCTV footage, even when authorities are slow to release it.
  • Challenging insurance companies that deny liability or make inadequate settlement offers.
  • Providing compassionate, client-focused support throughout the legal process.
  • Ensuring that all losses—medical, financial, and emotional—are fully accounted for in any claim.

If you are a cyclist involved in a collision, choosing Lacey Solicitors means having a dedicated team that will fight tirelessly for your rights and recovery.


Conclusion

Maria’s case is a testament to the importance of expert legal representation after a cycling accident. Lacey Solicitors stood by her side, overcoming denials and delays to secure justice. If you or a loved one has been involved in a cycling collision, contact Lacey Solicitors for a free consultation and let us help you on the road to recovery.


For more information or to discuss your case, contact Lacey Solicitors at our Dublin or Belfast office or visit our website.

Case Study: Construction Accident Claim Ireland – €737,500 Settlement for Galway Worker | Lacey Solicitors

Client: Gerard H
Settlement: €737,500.00
Location:
Galway, Ireland
Case Type: Construction Site Accident – Personal Injury Claim


A Catastrophic Fall from Scaffolding on a Construction Site

 

Our client, an experienced construction worker, suffered life-changing injuries after a serious fall from scaffolding while working on a major building project in Galway. He was tasked with sealing windows and fitting flashings to curtain walls at the site. While carrying out these duties, he fell from a height of approximately 20–22 feet, from an unprotected platform, becoming jammed between the scaffolding and the building. The accident resulted in severe injuries, including spinal injuries, thoracic fractures, a skull fracture, and right-sided hemiparesis.


Why Gerard Chose Lacey Solicitors for His Personal Injury Claim

 

The Health and Safety Authority in Ireland (HSA) investigated the accident involving Gerard. Following their investigation, the HSA confirmed that there was no prosecution pending as a result of their inquiry into the incident.

Gerard was disappointed with this outcome and realised he needed legal representation from lawyers in the Republic of Ireland.  Gerard himself was a resident of Belfast and so had only ever dealt with solicitors in Belfast.

Gerard’s previous solicitor advised Gerard that he should appoint personal injury lawyers for his construction accident who are qualified to act in both Northern Ireland and the Republic of Ireland.  They advised Gerard to speak with Lacey Solicitors who were Insurance specialists and had  a proven track record of dealing with serious accident at work claims.


Legal Process: Proving Negligence and Breach of Duty in Construction Accident Claims in Ireland

 

Lacey Solicitors’ personal injury team launched a thorough investigation into the circumstances of the accident. Key findings included:

  • The scaffolding was incomplete and lacked adequate safety measures, such as guardrails and proper platform assembly.
  • There was a failure to prepare and communicate a comprehensive Scaffold Plan, and requests for scaffolding adjustments by workers were ignored.
  • The main contractor and scaffolding subcontractor had a dispute, leading to dangerous practices and a lack of coordination on site.
  • The accident was foreseeable and preventable had proper safety protocols been followed.

Our team retained one of the foremost Chartered Engineers on the island of Ireland, whose expert report highlighted multiple instances of negligence and breach of statutory duty by the defendants. This evidence was crucial in establishing liability and supporting the client’s claim for compensation.


Defendants’ Response

 

The defendants denied liability from the outset, arguing that the plaintiff was the author of his own misfortune.

Specifically, the defence contended that the plaintiff failed to take reasonable care for his own safety by stepping onto an incomplete and unguarded section of the scaffolding, which was not intended for use. They asserted that the plaintiff’s actions in using the lower, incomplete platform—despite the absence of guardrails and the clear difference in platform levels—amounted to contributory negligence. The defence also maintained that the plaintiff was an experienced construction worker who should have recognised the risks involved and avoided the unsafe area.

This line of argument, if accepted, could have significantly reduced or even defeated the claim, as it directly challenged the plaintiff’s own conduct and decision-making at the time of the accident.

Despite these denials, our experience told us that Gerard had a strong case and armed with the expert evidence and the clear breaches of health and safety regulations, we issued proceedings in the High Court in Dublin.


Outcome: Substantial Compensation for a Life-Changing Injury

 

Thanks to the determined efforts of Lacey Solicitors, the client secured substantial compensation to cover:

  • Medical expenses and ongoing care
  • Loss of earnings and future loss of income
  • Pain, suffering, and loss of amenity
  • Specialist equipment and rehabilitation costs

The settlement took place without the client having to attend court and provided vital financial security and support for the client’s recovery and quality of life.

The client’s entire legal bill was paid by the Defendant and the client kept 100% of his compensation.


Why Choose Lacey Solicitors for Your Construction Accident Claim in Ireland?

 

Lacey Solicitors are experienced in construction site accident claims, with offices in Belfast and Dublin. Our experienced team has a proven track record of holding negligent parties accountable and securing significant compensation for injured workers. We offer:

  • Free, no-obligation consultations
  • Expert legal advice and representation
  • Access to leading medical and engineering experts across the entire island of Ireland
  • Support throughout the entire claims process

Contact Lacey Solicitors Today

 

If you or a loved one is seeking advice for a construction accident claim in Ireland, contact Lacey Solicitors for expert legal guidance. We are committed to helping you secure the compensation you deserve.

Contact us via our online form or call our Belfast or Dublin offices today.

Psychological Injuries and Compensation claims in Northern Ireland

 

If you’ve been injured in a road traffic accident, workplace incident, or due to someone else’s negligence, such as in a clinical negligence case, you may suffer from both physical and psychological harm. In these situations, you can claim separate compensation for each injury type. Psychological injuries, such as post-traumatic stress disorder (PTSD), anxiety, depression, and panic attacks, are common after such events and can have a lasting impact on your mental well-being. Seeking compensation for both physical and emotional injuries ensures you’re properly compensated for the full extent of your suffering.

 

What are Examples of Psychological Injuries?

 

A psychological injury is when someone who goes through traumatic events retains emotional and mental distress surrounding their memories of the incident. You can suffer psychological damage from an accident even if you did not suffer a physical injury.

Examples of psychological injuries might include PTSD, CPTSD, Depression, Anxiety, or stress.

 

PTSD After an Accident

 

According to PTSD UK, the most common causes of Post Traumatic Stress Disorder are car accidents. Traumatic injuries, potential for death, and the loss of control all contribute to mental health disorders after a car accident.Studies show that 25-33% of individuals involved in road incidents may develop PTSD within 30 days, making it a major contributor to PTSD and highlighting a significant public health concern.

 

Stress and Anxiety Surrounding an Accident in Northern Ireland

 

Recovering from an accident, seeking out medical care, and being unable to work, are all stressful events associated with illness and injury. You might suffer from violent intrusive thoughts; you might relive the accident. You could suffer from stress dreams, panic attacks, or general anxiety disorder. PTSD can lead to OCD, depression, and long term anxiety issues.

 

Further Mental Health Problems Caused by Injury

 

Physical injuries and mental injuries are often intertwined. Chronic injuries caused by an accident that was not your fault, such as a road traffic collision causing a long term spinal injury, then you could face a lengthy recovery time. Your injury could be permanent, which causes a psychological illness on its own.

Poor mental health has a greater impact than having to seek out therapy, too. Studies show that those suffering from mental health conditions will have a lengthier physical recovery time.

 

How Much Could Your Psychological Injury Claim Be Worth?

 

When valuing claims for psychiatric damage, several factors must be considered, including:

(i) The individual’s ability to manage daily life, education, and especially work.

(ii) The impact on relationships with family, friends, or other social contacts.

(iii) The potential success of any treatment.

(iv) Future vulnerability to further psychological harm.

(v) The overall prognosis.

(vi) The extent and/or nature of any physical injuries associated with the case.

(vii) Whether medical assistance has been sought.

  • Severe Psychiatric Damage: Significant difficulties and a poor prognosis. Compensation ranges from £100,000 to £250,000.
  • Moderately Severe Psychiatric Damage: Notable challenges with a more positive prognosis. Compensation ranges from £60,000 to £150,000.
  • Moderate Psychiatric Damage: Some difficulties with significant improvement and a favorable prognosis. Compensation ranges from £15,000 to £60,000.
  • Minor Psychiatric Damage: Duration of disability and impact on daily life and sleep determine compensation.
    • Full recovery within 12 months: Up to £10,000.
    • Full recovery within 12 to 24 months: Up to £20,000.

Compensation amounts depend on the diagnosis, the severity of the psychiatric injury and recovery timeline.  It is often these factors that are in dispute between the psychiatric experts as seen in our recent article on the case of Finegan v McDonald.

 

Where to find help in Northern Ireland?

 

If you’re experiencing the psychological effects of a road traffic accident (RTA), there are several resources available in Northern Ireland:

  • Your GP: Your general practitioner can carry out an initial assessment and refer you to specialist services if necessary. They can also prescribe medication to help manage symptoms.
  • Victim Support NI: This charity offers free, confidential emotional and practical support for crime victims, including those affected by RTAs.
  • Private Counselling Services: Many therapists in Northern Ireland specialise in trauma and PTSD. Accredited professionals can be found through organisations like the British Association for Counselling and Psychotherapy (BACP).
  • Road Traffic Accident Counselling Service: Some services provide counselling specifically for survivors of road traffic accidents.
  • Online Resources: Websites like Minding Your Head offer information on mental health services available across Northern Ireland.
  • Emergency Services: If you’re in immediate distress, dial 999 or go to your nearest A&E department.

These services can help you access the mental health support you need following an RTA.

 

A Professional Personal Injury Law Firm Helping NI Residents with Compensation After Psychological Trauma

 

If you’ve been involved in a road traffic accident (RTA) and are experiencing psychological distress, it’s important to know that help is available. From your GP to specialist counselling services and support organisations like Victim Support NI, there are various resources in Northern Ireland designed to support your recovery from both physical and emotional injuries.

However, to ensure you receive the compensation you are entitled to, it’s vital to have the right legal team on your side. At Lacey Solicitors Belfast, we specialise in personal injury law and are dedicated to providing you with the expert guidance you need. We understand the challenges that follow an RTA, and our team is ready to help you navigate the claims process.

At Lacey Solicitors, we have the knowledge and expertise required to handle your claim with professionalism and efficiency. We focus solely on personal injury law and have a strong track record of securing compensation for our clients. We will work hard to ensure that you receive the compensation you’re owed, quickly and professionally, so you can concentrate on your recovery.

For further assistance or to discuss your claim, please don’t hesitate to get in touch. You can call us, or simply fill in our contact form. Let us help you get the compensation and support you deserve.