How to Stay Safe During Dangerous Weather Conditions: A Guide for Employers and Employees

As winter sets in, Ireland experiences colder temperatures, shorter daylight hours, and an increase in dangerous weather conditions like snow, ice, and heavy rain. These conditions can significantly increase the risk of accidents, especially slips, trips, and falls, which are common during the autumn and winter months. With many employees commuting in the dark and the weather worsening, it’s important to take proactive steps to ensure safety in the workplace.

 

In this article, we will provide guidance on how both employers and employees can stay safe during dangerous weather conditions and reduce the risk of accidents in the workplace.

What Should Employers Do to Prevent Accidents?

 

As the weather deteriorates, it’s essential that employers take appropriate steps to reduce the risks posed by icy conditions and hazardous outdoor environments. Here are some key actions your employer should take to protect their workforce:

  1. Grit Walkways and Entrances:
    If ice or snow is forecast, it is essential for employers to ensure that all walkways, pedestrian entrances, and paths are properly gritted. Grit (or rock salt) helps prevent the formation of ice, but it takes time to work, so the best practice is to grit the evening before the temperatures are expected to dip below freezing and again in the morning before employees arrive. Regular gritting throughout the day may also be necessary during ongoing weather conditions.

  2. Winter Weather Risk Assessments:
    A responsible employer should conduct a thorough risk assessment to identify any potential hazards that may arise due to dangerous weather conditions. These might include:

    • Paths under trees that are at risk of becoming slippery from falling leaves.
    • Blocked gutters that may cause excess water to spill onto pathways.
    • Areas that are perpetually shaded, leading to the build-up of moss, algae, or ice.
    • Poorly lit areas where it may be difficult to spot potential hazards like ice or debris.
  3. Ensure Proper Drainage:
    Ensure that drainage grids are free from obstructions to allow for the smooth flow of water. This will prevent water from pooling on walkways and causing further slip hazards.

  4. Clear Outdoor Paths and Walkways Regularly:
    Regularly clear paths of fallen leaves, moss, and other debris. Employers should also prune back overhanging trees or shrubs that may obstruct walkways or contribute to dangerous conditions.

  5. Non-slip Mats and Wet Floor Signage:
    Provide non-slip mats at entrances to buildings to help absorb moisture and prevent slips. Additionally, ensure that wet floor signs are clearly visible in areas that are likely to be slippery due to incoming weather conditions.

  6. Communicate Policies to Employees:
    Make sure all employees are aware of the firm’s winter or dangerous weather policy, including the steps to take when encountering hazardous conditions. Encourage them to report any hazards they notice on the premises.

 

What Can Employees Do to Stay Safe?

 

While employers have a responsibility to ensure workplace safety, employees also play a crucial role in maintaining a safe working environment during dangerous weather. Read our article on the steps and employee can take:

  1. Report Hazards Promptly:
    If you notice a potential hazard, such as a build-up of leaves, blocked drainage, or slippery surfaces, report it to your employer immediately. Prevention is always better than dealing with an injury.

  2. Wear Appropriate Footwear:
    When working outdoors in dangerous weather conditions, ensure you are wearing sturdy, non-slip footwear. This is one of the simplest ways to avoid slipping or falling.

  3. Familiarise Yourself with Company Policies:
    Make sure you understand your company’s winter or dangerous weather and risk assessment policies. Know what to do in case of an emergency or hazardous conditions and follow the safety procedures laid out by your employer.

  4. Be Mindful of Your Surroundings:
    Always be aware of any hazards on your way into and out of the workplace. Take extra caution when walking in poorly lit areas, and avoid rushing if conditions are slippery.

 

Additional Tips for Staying Safe in Dangerous Weather

 

In addition to workplace safety, it’s also important to take steps to stay safe in your personal life, especially if you need to travel during extreme weather conditions. Here’s how you can protect yourself:

  1. Avoid Unnecessary Travel:
    If dangerous weather is forecast, the first and most important rule is to ask yourself: “Do I really need to go out?” Driving in heavy rain, snow, or high winds can be dangerous, especially with fallen debris and flooded roads. Only travel if absolutely necessary, and ensure you check local weather reports for any disruptions.

  2. Driving in Dangerous Weather:
    If you must drive, ensure you are prepared:

    • Keep a firm grip on the wheel, especially when driving over bridges or in areas with little shelter from the wind.
    • Avoid overtaking other vehicles when wind conditions are high.
    • Slow down and drive cautiously when visibility is poor or when there is standing water on the road.
    • Always carry essential supplies such as food, water, blankets, and a fully charged phone in case of emergency.
  3. Stay Indoors During Storms:
    During extreme weather like storms, stay inside as much as possible. Avoid walking near buildings, trees, or fences that could collapse due to strong winds or flying debris. Listen for weather updates on the radio and TV to stay informed about any safety risks.

  4. Prepare for Power Cuts:
    In case of power loss, turn off non-essential appliances but leave a light on to indicate when power has been restored. Ensure you have warm clothing, a flashlight, and any necessary supplies ready in case you need them.

  5. Take a note of important numbers:

The Health and Safety Executive in Northern Ireland has a list of emergency contact numbers on their website that you should save in case you need them.

 

 

What to Do After a Storm

 

Once a storm has passed, be sure to check for any damage to your home, workplace, or property. Here are some key actions to take:

  • Contact your insurance company to report damage as soon as possible.
  • Avoid walking around exposed electrical lines or other hazards.
  • If necessary, arrange for emergency repairs to prevent further damage.
  • Keep receipts for any repairs or emergency services as they may be needed for your claim.

 

Can You Claim Compensation for an Accident?

 

If you suffer an accident at work due to dangerous weather conditions, you may be entitled to compensation, especially if your employer failed to implement necessary safety measures or carry out a proper risk assessment. If you’ve experienced an injury due to slipping on an icy surface or other weather-related hazard, contact a personal injury lawyer to discuss your options. Our team at Lacey Solicitors is here to provide expert advice on your case.

Call our Belfast office on 028 9089 6540 or complete our online contact form to arrange a consultation. Our friendly team is here to guide you through every step of the claims process and help you secure the compensation you’re entitled to.

Understanding Diminution in Car Accident Claims: Restitution Ad Integrum & Insights from Payton v. Brooks

Diminution in Car Accident Claims: A Guide to Restitution Ad Integrum and the Payton v. Brooks Case

 

For motor insurers and Plaintiff’s alike, diminution in value of a motor vehicle following a road traffic collision is a constant issue.  When a car is involved in an accident, it may suffer both physical damage and a reduction in its value. This can lead to disagreement over how much compensation should be paid. The key principle that arises in such cases is restitution ad integrum, a Latin phrase that refers to restoring the Plaintiff to their original position before the damage occurred.

 

Understanding Diminution in Value

 

Diminution in value is the reduction in a vehicle’s market value after an accident, even if the car is repaired to its pre-accident condition. This can be particularly significant when a vehicle, once repaired, is worth less than it was before the accident due to its accident history. The Diminution will occur at the time the accident damage but often one won’t feel the loss until the vehicle is sold.  How can one properly assess and compensate for this supposed decrease in value that wouldn’t be felt until the vehicle is sold?  While the damage might be physically repaired to a high standard, the vehicle’s resale value may never fully recover.

 

Restitution Ad Integrum and its Application in Car Accident Claims

 

The principle of restitution ad integrum is central to car accident claims, particularly in cases involving diminution in value. The phrase translates to “restoration to the original condition,” meaning that the goal is to return the injured party to the position they were in before the damage, as much as possible. In the context of car accidents, this could involve either repairing the vehicle or compensating the owner for the loss in market value due to the accident.

However, achieving restitution ad integrum is not always an exact science. The principle assumes that the car’s pre-accident condition can be restored or compensated for. But in reality, various factors complicate this ideal. A key example can be found in older vehicles or those with high mileage.

 

Case Law: Payton v. Brooks (1974) and Coles v Heatherton (2013)

 

Payton –v– Brooks (1974) was heard in the Court of Appeal, and it set out that a claim can be brought for Diminution due to the need for a vehicle to have repair work done after an accident.

The logic being that if the overall cost of the vehicle repairs does not cover the financial loss to the owner, there is no reason why the owner should be denied additional compensation under that head of damage.

On a similar note, Coles –v– Hetherton (2013) recognised that financial loss to a vehicle owner is realised upon damage to the vehicle. This loss is not just from the cost of the repairs, it is Diminution.

Covering the price of repairs to reinstate the vehicle to its original condition is merely a contribution towards the Diminution. The Courts could award a sum of compensation exceeding the cost of the vehicle repairs if it deemed to be justified.

However, it also established that each case should be assessed individually, considering various factors such as the car’s age, mileage, and condition before the accident.

 

A Case-by-Case Assessment of Restitution Ad Integrum

 

Insurers have seen an increase in the number of Diminution claims in NI and ROI.  Many Plaintiffs would argue that it is ‘inevitable’ that the value of a vehicle would depreciate because of a road traffic accident.  Insurers and Defendant Lawyers will often be referred to a standard 5%-20% deduction as a result of a road traffic collision.  In ROI a figure is often quoted of 10% of the total cost of repairs.

For Insurers, it’s important to note that the process of determining diminution in value is case-specific. The assessment of restitution ad integrum is not a one-size-fits-all solution.   Insurers must evaluate each situation individually to ensure that the Plaintiff is properly compensated and not over-compensated.

Our office was recently instructed by one of our Irish Insurers to advise on a depreciation claim where their in-house assessors opined that the value of the damaged vehicle would not be affected due to minimal damage and the fact that all parts fitted were bolt on.  They advised that Depreciation would usually only be considered when structural or semi structural repairs are being carried out and the file was passed to us to defend the proceedings once issued.

This was, we politely suggested, not quite the correct approach and we took immediate steps to advise on a fair settlement of the case to avoid any ensuing legal costs.

Justin McCauley of Emerald Automotive Assessors is a qualified Motor Engineer having achieved his qualifications from the IAEA and IMI  and has worked in the insurance industry for 16 years.

We approached him for the purpose of this article and he had this to say;

“An often quoted argument is that “if two vehicles have similar mileage, age, model, make etc and are otherwise identical save that one was involved in a road traffic collision, any potential buyer would opt for the one without the adverse history.  Notwithstanding that high quality repairs were carried out.”

This is not strictly true.  

Of course, now more than ever the used car market is highly competitive, where buyers are often hesitant to purchase a car with a history of accidents, even if fully repaired, leading to a larger price difference between pre-accident and post-repair values. 

There is undoubtedly an increase in depreciation claims where many modern vehicles have sophisticated technology, and so Plaintiffs will argue that even minor accidents can sometimes require extensive repairs, impacting the perceived value of the car. 

A number of factors however can have an impact on the amount that a vehicle will have been reduced by.  

      • type of vehicle,
      • its age,
      • mileage,
      • who repaired it and did they adhere to manufacturer methods
      • has repairs invalidated the vehicle’s warranty
      • What was the quality of repairs post repair 
      • pre-accident condition,
      • the severity of damage sustained or
      • any other special attributes and qualities

There is no one size fits all.  This growing trend of 10% of the repair costs is incorrect.  Similarly, it is incorrect to say that it is always 2.5% -15%.  It is incorrect to say that a vehicle over four years old will not qualify.  It is fact specific and input from a qualified Motor Assessor is key.”

 

Conclusion: The Need for Expert Advice

 

Insurers should understand that the application of restitution ad integrum in car accident claims is not straightforward and varies based on the specifics of the case. Undoubtedly, as demonstrated in Payton v. Brooks, a Plaintiff should be compensated for any diminution in the value of their vehicle due to an accident, but the existence and extent of diminution is not straightforward.

To navigate these complex issues, it is vital to appoint a suitably qualified motor assessor to assess any diminution claim.

The motor assessor can consider the condition of the vehicle and the extent of the damage having regard to all the necessary factors.  By understanding the intricacies of the law and the unique circumstances of the case, insurers can properly assess any claim for diminution and ensure fair settlement as early as possible.

 

Case Study – Ciara’s £6,000 Settlement for her Allergic Reaction Work Accident Claim in Belfast

Case Study: Successful Work Accident Claim – Ciara’s £6,000 Settlement

Client: Ciara
Settlement: £6,000
Location: Belfast
Case Type: Work Accident Injury Claim


Overview: Ciara’s Work Accident and Injury Claim

Ciara, who suffers from a severe nut allergy, was employed at a popular Belfast hotel. On the day of her accident, a number of new chefs from across the UK and Ireland were testing new menu items. Among the dishes being tested was a chocolate-based dessert containing nuts, which Ciara was unaware of.

Although Ciara did not consume or touch the dessert, she was in close proximity to the kitchen where the dish was being prepared. Within minutes, Ciara began experiencing difficulty breathing and developed a rash, signs of a severe allergic reaction. Upon realizing that the dessert contained nuts, she immediately used her Epipen and was driven to the Royal Victoria Hospital in Belfast for urgent treatment.


Why Ciara Contacted Lacey Solicitors

Feeling frustrated and concerned about her safety at work, Ciara sought legal advice from Lacey Solicitors’ personal injury team. She was given a free, no-obligation consultation with Ruaidhri Austin, Partner at Lacey Solicitors.

After discussing her case, Ciara decided to pursue a personal injury claim against her employer for failing to ensure her safety in the workplace.   Lacey Solicitors were impressed at the steps taken by Ciara following the accident at work Ruaidhri sent a formal letter of claim to the hotel’s management and arranged for medical reports from an emergency medicine consultant from Royal Victoria Hospital in Belfast to support Ciara’s case.


The Employer Denies Liability

Ciara’s employer quickly denied any liability, arguing that they had taken all reasonable steps to ensure her safety. Their Insurance company claimed Ciara’s allergic reaction was not caused by the menu testing event, denying the presence of any nuts in the kitchen that day. The employer also suggested that Ciara may have encountered nuts elsewhere prior to her shift.

Lacey Solicitors rejected these claims on Ciara’s behalf and immediately issued court proceedings against her employer claiming that they were in breach of the Health and Safety at Work Order 1978, the Control of Substances Hazardous to Health Regulations (NI) 2003 and the Management of Health and Safety at Work regulations (NI) 2000.


Settlement Negotiations and Legal Strategy

The insurance company on behalf of Ciara’s employers appointed Solicitors to Defend the case. They maintained that the injury was minimal lasting no more than 30 minutes and that the matter should be dismissed by the court. Furthermore, they warned Ciara that if the case proceeded, she could be ordered to pay their legal fees.

Lacey Solicitors firmly disagreed with the their position, advising Ciara that she had a strong case and should continue with the legal process.

Ciara’s employers solicitors eventually agreed to enter into settlement discussions. Although they initially proposed a minimal compensation amount, arguing that Ciara’s injury lasted only about 30 minutes, Lacey Solicitors successfully negotiated a settlement of £6,000 for Ciara’s injury, as well as her legal fees.  Ciara received her compensation four months after we issued legal proceedings.


Why Choose Lacey Solicitors for Your Work Accident Claim

At Lacey Solicitors, with offices in Belfast and Dublin, we have a reputation as experts in insurance law and are committed to ensuring you receive fair compensation for injuries sustained in the workplace. Our expert team offers tailored legal advice, guidance, and representation to support you throughout the claims process.


Contact Lacey Solicitors in Belfast Today

If you’ve been injured at work, you can trust Lacey Solicitors to guide you through the claims process. We offer a free initial consultation with one of our expert solicitors who will help you understand your legal options.

Get in touch today using our online form to speak with a trusted accident at work solicitor in Belfast. We’re committed to providing you with expert legal advice and representation to help you get the compensation you deserve.

Road Traffic Accidents in Belfast: Your Obligations

Do I Need to Report a Road Traffic Accident? | Road Traffic Accident Solicitors in Belfast

 

If you’ve been involved in a road traffic accident in Belfast, it’s important to understand your legal obligations, including when and how to report the incident. As specialist road traffic accident solicitors in Belfast, we’re here to guide you through the process, ensuring that you comply with the law while protecting your rights.

 

When Do You Need to Report an Accident?

 

You must report a road traffic accident if damage is caused to anything other than your vehicle or its contents. This includes other vehicles, property (such as walls, fences, or street furniture like lamp posts or street signs), or injuries sustained by anyone other than the driver. In legal terms, an animal refers to any horse, cattle, ass, mule, sheep, pig, goat, or dog involved in the accident.

 

Non-Reportable Accidents:

The Police Service of Northern Ireland guidance is that if only the vehicle involved is damaged, or the injury is limited to the driver or any animal carried inside or on the vehicle, you may not be required to report the accident.

 

What Are My Legal Obligations?

 

After a road traffic accident, there are several legal duties you must comply with. Failure to do so could lead to prosecution. Here’s what you need to do:

 

  1. Stop Your Vehicle and Stay at the Scene
    Always stop your vehicle and remain at the scene of the accident for a reasonable period. This will allow you to exchange details with the other party involved and ensure the safety of all individuals.
  2. Report the Accident
    You must report the accident within a reasonable time to the police (via 101) or directly to the other party involved if they are present. Your solicitor in Belfast can assist you in understanding what qualifies as a reasonable time.
  3. Exchange Details with the Other Party
    Regardless of fault, you must exchange the following details with the other party involved:

    • Name
    • Address
    • Vehicle registration number
    • Vehicle ownership details (if you’re not the owner)

    It’s also advisable to have a copy of your insurance certificate and be ready to provide the details of your insurer and policy number. Keeping this information handy will make the process easier if you ever need to file a claim.

 

What Should I Do If I’m Involved in a Road Traffic Accident?

 

It’s important to act quickly after a road traffic accident to protect your legal position and ensure that all legal requirements are met:

 

Notify Your Insurer:
Most insurance policies will generally require you to report any accident, regardless of fault or whether you plan to make a claim for damages or injuries. It’s essential to notify them as soon as possible. You might also want to take photographs of the scene for your insurer—provided it’s safe to do so.

 

Do Not Move Your Vehicle 
Unless the vehicle is causing a traffic hazard or it’s unsafe to leave it where it is, avoid moving your vehicle before the police arrive. This helps ensure an accurate record of the scene and avoids further risk.

 

The Role of the Police at the Scene

 

The police recorded 4977 road traffic accidents in 2023/2024 according to their latest statistics.  PSNI will attend the scene of a road traffic accident when there is an injury or risk to other road users. Once on-site, they will:

  • Ensure the safety of all individuals involved
  • Record the details of the parties involved, including passengers
  • Investigate the cause of the accident
  • Take measurements of the scene and produce a sketch if needed
  • Conduct a Preliminary Breath Test (PBT) to check for alcohol impairment
  • Assist with vehicle recovery if required

If you’re asked to present your driving licence or proof of insurance, you must do so. If you don’t have these documents, the police may issue a ‘Requirement to Produce’ form, which you must comply with within seven days. Failing to do so may result in prosecution.

 

What Happens After the Police Investigation?

 

The police will conduct a thorough investigation into the circumstances of the collision. If someone is found to have committed a driving offence, the case may be forwarded to the Public Prosecution Service. They will decide whether to proceed with a criminal prosecution, offer an alternative outcome, or take no further action.

The police report will not provide a definitive view on blame or liability, which is why it’s important to consult a road traffic accident solicitor such as Lacey Solicitors Belfast. We can help you obtain the Collision Report Form (CRF), which is often vital for your personal injury claim or civil case.

 

General Advice After a Road Traffic Accident

 

  • Stay Calm and Comply with the Law:
    It’s natural to feel shaken after an accident, but remaining calm and following your legal obligations will help protect your interests.
  • ‘Hit and Run’ Situations:
    If another vehicle leaves the scene, try to capture the registration number as quickly as possible. This will help the police trace the driver and hold them accountable.
  • Seek Medical Attention:
    Even in minor accidents, shock and injury symptoms may not appear immediately. It’s always advisable to seek medical attention if you feel unwell or notice any injuries later. Your health is the priority.
  • Consult a Road Traffic Accident Solicitor:
    If you’ve been injured or experienced damage to your vehicle, you may be entitled to compensation. Our experienced solicitors in Belfast can help you navigate the claims process, ensuring you receive fair compensation for your injuries and losses.

 

At Lacey Solicitors, we have decades of experience in injury and insurance matters, acting for both insurance companies in Ireland and injured individuals. As experts in road traffic accident claims in Belfast, we can provide you with the legal support you need. If you’ve been involved in a road traffic accident, contact our team of solicitors using our online form today for a consultation.

Life is full of dangers and judicial prose…

A Sideways Glance to the Court of Appeal decision in

 

Kandaurova

V

 Circle K Energy Group Ltd

 

Brilliant.

The opening to Noonan J’s Court of Appeal judgment this week in the case of Kandaurova v Cirkle K Energy Group Ltd. was brilliantly effective, reminiscent of the vivid staccato style often associated with Lord Denning in his pomp. To Denning, the writing of judgments was an art form.  And the beginning mattered:

I try to make my judgments live … I start my judgment, as it were, with a prologue – as the chorus does in one of Shakespeare’s plays – to introduce the story.

Professor James Raymond, former Professor of Rhetoric at the University of Alabama, maintained that the first page of a judgment is “prime real estate.” In a well-constructed judgment, “the front page says it all.”

 

Danger here

In Kandaurova, Noonan J opened as follows;

Life is full of dangers which may cause injury if not avoided.  Small children develop by encountering and learning to avoid things that can be fallen off, bumped into, tripped over or knocked down.  In the common law of occupiers’ liability, ordinary everyday dangers are described as “usual” and as such, do not attract liability

The reader is given a simple and direct introduction to the case. The direction of the wind is clear. People can be injured due to danger, but where it is a usual or common danger, there may not be a liability. In this case, a lady tripped on a kerb. It was not defective. The Court of Appeal held that she could not recover damages from the Occupier.

 

The Bluebell opening

There are other fine examples of opening paragraphs in Personal Injury cases. Denning’s ‘Bluebell opening’ is perhaps the most celebrated;

It happened on the 19th April, 1964. It was bluebell time in Kent, Mr. and Mrs. Hinz had been married some 10 years, and they had four children, all aged 9 and under. The youngest was one. Mrs. Minz was a remarkable woman. In addition to her own four, she was foster-mother to four other children. To add to it, she was two months pregnant with her fifth child.

On this day they drove out in a Bedford Dormobile van from Tonbridge to Canvey Island. They took all eight children with them. As they were coming back they turned into a lay by at Thurnham to have a picnic tea. The husband, Mr. Hinz, was at the back of the Dormobile making the tea. Mrs. Hinz had taken Stephanie, her third child, aged 3, across the road to pick bluebells on the opposite side. There came along a Jaguar car driven by Mr. Berry, out of control. A tyre had burst. The Jaguar rushed into this layby and crashed into Mr. Hinz and the children. Mr. Hinz was frightfully injured and died a little later. Nearly all the children were hurt. Blood was streaming from their heads. Mrs. Hinz, hearing the crash, turned round and saw this disaster. She ran across the road and did all she could. Her husband was beyond recall. But the children recovered.

 

Home Run

This blog has previously written of the Irish case of Kane v Kennedy and Budd J’s tremendously evocative :

The news of the death of Joe DiMaggio came while I was writing this judgment. His record streak in 1941, when he got a hit in fifty-six consecutive games, still stands. His grace at the plate and his defensive qualities at centre field, his leadership of the New York Yankees to victory in nine of the ten World Series in which he led them, and above all his gentlemanly conduct made him a legend in his own lifetime. I wonder what he would have made of the problems with which I have been confronted in resolving the conflicts of evidence presented by what followed the strike by Alice Dunne during the game of rounders played in the sports hall of a convent school in Glasnevin on the morning of Tuesday 21st May 1996.

 

Life and Death

One of the first Constitutional cases this reader encountered was the X Case (1992). This form Denham J:

This application for an injunction raises issues of the utmost seriousness affecting a girl of 14 years of age and her family. It concerns matters of life and death, and touches on the deepest aspects of human experience and the moral and legal norms of our Justice.

 

Short and Sweet

Lord Hoffmann’s opening to his judgment in the case Investors Compensation Scheme Ltd v West Bromwich Building Society could not have been in plainer language;

My Lords, I have had the advantage of reading in draft the speech prepared by my noble and learned friend, Lord Lloyd of Berwick. I agree with it, and for the reasons which he has given, I would allow the appeal.

 

Signal of Intent

Lord Wilberforce in Anns v Merton London Borough Council got straight to the point with:

In my opinion the time has come when we should say that the law ought to recognise our responsibility going beyond the present cases, a duty to behave conscientiously, responsibly and with humanity.

 

Lunar Law

For the property lawyers out there, what about I leave you with this from our Supreme Court and Higgins CJ in Vone Securities Ltd v. Cooke:

As stated by Mr. Justice Costello in his Judgment, at common law the ordinary primary meaning of month, when used in instruments such as leases, was and is lunar month. This meaning is taken to be intended by the parties to any such instrument unless that instrument read as a whole, or the surrounding contemporaneous circumstances, show that the other, or secondary meaning, of calendar month, was, in fact, intended. It will, no doubt, surprise many people to learn that a rule as archaic as this surely is and so far removed from the needs and uses of modern society should still be part of our law. Even in the days of Charles Dickens, the rule was probably sufficiently out of date to justify Mr. Bumble’s description of the law. Today, its continued existence as a rule of the common law is opposed to all common sense and indicates how much remains to be done by way of reform to bring the common law up to date.

You learn something new every day! Or should that be every 1/29th of a lunar month (Approx. Maths is not my thing)

Case Study – Excessive Credit Hire Rates halved in Ireland with Basic Hire Rate Reports.

Recent Success in Challenging Excessive Credit Hire Rates in Ireland

 

Last month, our firm reported recent success with a  successful outcome at Letterkenny Courthouse, where the Court agreed with our arguments that the rate charged by a Credit Hire Organisation was excessive. We’re pleased to share another win for our Irish insurers in contesting inflated credit hire charges.

 

Case Summary

 

The Claimant was involved in a road traffic accident with the Defendant, and liability was accepted by the Defendant’s insurer. After the accident, the Claimant entered into a credit hire agreement with an Accident Management Company (AMC), which provided a replacement vehicle on a credit hire basis. The Claimant’s original vehicle was written off, and payment was made by our instructing insurers for the pre-accident value (PAV) of the vehicle.

Once the PAV had been settled, the credit hire period ended, and the Claimant’s representatives submitted an invoice to our instructing insurer for payment. The total amount claimed for the hire of the replacement vehicle over 76 days was £26,343.46 (STG). The Credit Hire Organisation later offered to accept £20,000 (STG) to settle the matter, and avoid Circuit Court costs in Dublin.

 

Initial Assessment by Lacey Solicitors 

 

Our instructing insurers sought a preliminary opinion from Ruaidhrí Austin, Partner at Lacey Solicitors, given his dual qualifications and extensive experience in both Northern Ireland and the Republic of Ireland in handling credit hire claims. They specifically asked whether the reduced figure of £20,000 should be accepted and had two primary concerns:

  1. Mitigation of Losses: Could it be argued that the Claimant failed to mitigate their losses by not using their comprehensive insurance policy? Under  34(2)(b) of the Civil Liability Act 1961. Claimants in Ireland have a statutory duty to mitigate their losses. While this argument is common in credit hire cases, we advised that at this early stage of the proceedings, it would be best to focus on other arguments.
  2. Reasonableness of the Hire Rate: Was the daily rate charged for a replacement Range Rover reasonable? Given the specifics of the case, the hire period was appropriate, and the replacement vehicle was ‘like for like’. However, the insurer rightly questioned the reasonableness of the hire rate which seemed excessive.

 

Challenging the Credit Hire Rate

 

We outlined that the burden of proof lies in these cases lies with the Defendant to demonstrate that there was a more reasonable rate available.   Prima facie, the Plaintiff is entitled to the rate claimed.  It is for the Defendant to demonstrate a suitable alternative rate.  To support this, our office commissioned a Basic Hire Rate (BHR) report from ‘BHR Assist’ to challenge the excessive charges.

The BHR report revealed that a comparable replacement vehicle could have been hired from a car hire company located just 10 miles from the Claimant’s home for a total of £10,876.55, a significant difference from the £26,343.46 claimed.

 

Settlement and Conclusion

 

We advised that our instructing insurers should offer £12,500.00 (STG) in settlement, which included the £10,876.55 for hire, plus additional costs for storage and recovery. The insurers successfully negotiated a settlement at this amount, avoiding formal court proceedings and saving substantial legal costs in the process.

 

Key Takeaways

 

  • While credit hire claims are relatively rare in the Republic of Ireland, they are becoming more frequent.
  • Claims handlers should aim to quickly recognise cases where Credit Hire is ongoing and take steps to ensure that repairs are authorised or payments raised in a timely fashion to avoid any significant delays.
  • When the daily hire rate appears excessive, it’s essential to challenge the charges with Basic Hire Rate evidence, as long as the Claimant is not relying on impecuniosity.

 

At Lacey Solicitors, we specialise in navigating the complexities of insurance law across both jurisdictions. Our team of experienced professionals is dedicated to providing clear, effective legal advice and representation to our insurance clients. Whether you’re dealing with credit hire claims, liability disputes, or policy interpretation, we understand the intricacies of insurance law and work tirelessly to achieve cost effective outcomes quickly. With a reputation for excellence and a deep understanding of the industry, our firm is committed to delivering trusted, reliable legal solutions in the ever-evolving world of insurance in Ireland.

Multiple Injuries and the Assessment of Damages, North and South.

A valued insurance client recently asked for guidance on measuring damages for personal injury in Northern Ireland, where multiple injuries are sustained, and how it compares to the approach South of the border.

 

Green Book Claims

 

The Green Book, or to give its official title, Guidelines for the Assessment of General Damages in Northern Ireland, was recently updated with the publication of the sixth edition. It is the NI equivalent to The Personal Injuries Guidelines. In applying the Green Book, the leading case on aggregating damages for multiple injuries is Wilson v Gilroy & Anor [2008] NICA 23.

 

Intuition

 

Much will depend on a trial judge’s determination and intuition.

 In Wilson, the Court of Appeal concluded;

In cases involving a multiplicity of injuries each of which calls for individual evaluation, it is well established that one should check the correctness of the aggregate sum (which is produced when one adds together the amounts for all of them) by considering the figure on a global or general basis. Essentially, this involves an intuitive assessment of the suitability of the sum produced to compensate the plaintiff’s overall condition.

Application

 

 In McAuley v Russell and others, Mr Justice Humphries applied a small discount on an aggregate award. In that case, he totted up the value of each injury as per the Green Book. The Plaintiff had suffered injuries including Left leg injury, Left arm injury, Right knee, Facial & ENT injuries, Scarring, Rib/chest injury, Concussion, Tooth injury, and an Adjustment Disorder. That amounted to an aggregate value of £250,000.  Applying the test of the Court of Appeal in Gilroy, the Judge reduced the award to £225,000.

 Theoretically, if the Court was satisfied, it could consider not applying a discount. It is not mandated; instead, it is for the Judge to decide. In practice, there will inevitably be a discount in most cases. The discount level may not be significant in some cases, such as the example in McAuley. When acting for Defendant Insurers, we would argue that there should be a much more substantial reduction than that given by the Court in McAuley. The truth is that another judge may well have given a lower award. Given, however, that it comes down to the intuition of the Judge, it would have been a difficult one to appeal.

 

 Claims under the Personal Injuries Guidelines

 

There is much more detailed guidance south of the border, where the proposed revised Guidelines have noted the application of the Jurisprudence of the Superior Courts.  See our previous insights where we highlighted that ‘The Uplift’ can exceed the value of the award for the dominant Injury in applying the new Guidelines.

Cases such as McHugh v Ferol and Lipinski (a minor) v Whelan, where the  High Court noted that the existing guidelines did not provide specific direction regarding the uplift that should be applied in cases of multiple injuries. In McHugh v Ferol, the court established that the combined uplift could, in certain circumstances, exceed the value of the award for the dominant injury. In the Lipinski case, the High Court gave clear guidance on calculating the compensation for psychiatric injury under the new guidelines. 

 In Zaganczyk Petit and others, the Court of Appeal referred to, with approval, the decision in McHugh v Ferol. In this instance, the Court of Appeal reduced the plaintiff’s award and gave further guidance on the methods of valuing psychiatric injury under the guidelines and procedures for calculating the uplift in a case of multiple injuries.

 If the revised guidelines are passed (as expected), these will be put on a formal footing.

Discovery, Implied Undertakings and Contempt of Court. A Conor McGregor Saga.

The headlines have been dominated this week by Conor McGregor and the case against him by Ms Nikita Hand where Italian news articles indicate an ‘imminent publication’ of the Discovery from the case.

In November 2024, Ms Hand won her claim for damages and was awarded just shy of €250,000 damages against Mr McGregor on foot of the jury verdict where they found that he had raped Ms Hand six years ago.

McGregor’s legal team have indicated that they intend to appeal against the decision.

Whilst much focus has been made on the legal costs, which is an eye watering 1.3million Euro, the legal principles surrounding Discovery in Ireland is also gathering media attention.

 

Background

 

Lawyers for Ms Hand and Mr McGregor made representations relating to key CCTV evidence which showed Ms Hand in the Beacon Hotel, Sandyford, Dublin.

The material was gathered by An Garda Siochana and supposedly her demeanour in the CCTV footage was one of the factors that prompted the Director of Public Prosecutions (DPP) not to bring criminal charges.

It was provided by An Garda Siochana on foot of a High Court order for preparing for and litigating the civil case.

It was shown several times during the case and was the subject of media coverage.

Lawyers for Ms Hand had sought assurances that Mr McGregor would not disseminate the material after newspapers reported on social media comments that claimed the footage would be released this month.

The comments were attributed to Gabriel Ernesto Rapisardo, who Justice Owens said was a business associate of Mr McGregor.

Ray Boland SC for Ms Hand said Mr McGregor intended to disseminate selected pieces of the evidence with a view to “undermining and discrediting” the findings of the court.

Remy Farrell SC, for Mr McGregor said such an order was not necessary as there was already an implied undertaking that material for the case would not be misused or disseminated.

Justice Owens stated that “such leaking would be a gross contempt of Court.”

 

Discovery and Implied Undertakings

 

Discovery is a pre-trial procedure where parties to a lawsuit can obtain evidence from each other. The purpose is to prevent surprises during the trial and ensure that both sides have access to all relevant information.

The Discovery process in Ireland is governed by Order 31, of the Rules of the Superior Courts though our office has also written about alternative means for Discovery.

Documents and information, in this case CCTV Footage obtained by way of discovery in litigation are subject to an implied undertaking that they will not be used other than for the purposes of the proceedings in which they are concerned.

I.e. McGregor and his legal representatives are prohibited from using the CCTV for any other purpose other than the Defence of the civil claim brought against him by Ms Nikita Hand.

The implied undertaking is owed to the court.  Such discovery may not be used to found other causes of action. The law in Ireland is therefore broadly similar to that of NI.

The rationale underpinning the undertaking was explored in Greencore Group plc v Murphy, where Keane J highlighted that it was an invasion of private rights, constituted by discovery:

“The order requiring the production of…documents is an invasion of the right of the person against whom the order is made to keep his documents to himself and it is for this reason that the Court will ensure that documents are not used for any purposes other than the purpose of the particular legal proceedings in which they are produced by making the order for production subject to that implied undertaking.”

Leaking of documents/information would constitute a breach of undertaking.

In the current case Justice Owens confirmed that it would be a gross breach of Ms Hand’s privacy adding that “the material would quickly spread on the internet and reach the furthest corners of that dark hole”.

The undertaking survives notwithstanding that any discovery obtained is often used in open court.  In this case the CCTV footage was show several times during the case and was the subject of significant media coverage.  The fact that there is an inevitable degree of publicity does not justify widespread dissemination of the material for an ulterior purpose.

 

Breaching Implied Undertakings in Discovery in Irish case Law

 

Tobin v. Minister for Defence [2019] IESC 57 highlighted the importance of the discovery process in ensuring fair civil proceedings while acknowledging potential burdens.

Implications of breaching an implied undertaking were explored in the Irish Supreme Court case of Waterford Credit Union v. J & E Davy [2020] IESC 9 where both the High Court and Court of Appeal, whilst finding documentation to be relevant and necessary, denied discovery citing a breach of the implied undertaking by Waterford’s solicitor in separate proceedings, which had improperly used information obtained during discovery.

Upon appeal, the Supreme Court reversed the Court of Appeal’s decision, holding that the breach of the implied undertaking by Waterford’s solicitor in unrelated proceedings should not prevent the discovery of relevant and necessary documents in the current case. The Supreme Court emphasized the primary duty of ensuring substantive justice and maintaining the integrity of the discovery process over procedural technicalities involving breaches by legal representatives in separate instances.

 

Contempt of Court in Ireland

 

Justice Owens in this case confirmed that there was a “real and demonstrable risk” that the footage would be disseminated and, if that happened, it would be a breach of the implied undertaking not to misuse the material and would constitute civil contempt of Court.

Contempt of court is refers to any behaviour or action that disrespects, disobeys or challenges the authority, justice system and dignity of the work of the courts. It protects the administration of justice by ensuring that court orders are obeyed and that courts can run smoothly.

In Ireland, contempt of court remains on a common law footing.  This is in contrast to NI where it is enshrined in legislation through the Contempt of Court Act 1981.  Indeed the Supreme Court in Ireland has been calling for contempt-of-court legislation for some time. In Kelly v O’Neill ([2000] 1 IR 354), Keane J said that “our law in this area is, in many respects, uncertain and in need of clarification by legislation”.

Order 44 of the Rules of the Superior Courts provides that those in contempt of a court order can be attached (arrested) and committed to jail, but it doesn’t specify what “contempt” is.

The Law Reform Commission published a Consultation on Contempt of Court in July 1991 under which it recommended legislative codification on the law in this area, but as of 2025 the closest we have seen to codification is the Contempt of Court Bill 2017, which may have gained traction again if its sponsor, Josepha Madigan, had been re-elected.  

In Irish Bank Resolution Corp Ltd v Quinn and Ors [2012] IESC 51, the Supreme Court commented that the law of contempt of court was amorphous and extremely difficult for the layperson to understand and could be unclear even to judges and lawyers.

The Judge even referred to the position in NI in stating;

 “It is 20 years now since the Law Reform Commission urged the need for statutory reform in this area, and some 31 years since such reform took place by statute in the neighbouring jurisdiction. It is most unfortunate that no positive steps have been taken here, with the result that this fraught matter has come on for resolution in an uncertain state of the law.”

It is understood that the Law Reform Commission continues to consider the matter, but due to the urgency of other work in hand, its report on contempt is not expected to be published until late 2025.

Minister for Justice Helen McEntee has stated that the publication of this final report is awaited before her department considers any changes to this complex area of law.

 

Dealing with Contempt

 

An infamous line that any UFC fans attribute to Mr McGregor comes to mind, “You’ll do nothing.” 

Another is ‘I’d like to apologise…to absolutely nobody.’

In dealing with Civil Contempt, there is the question of the appropriate order, if any, on foot of any finding of contempt.

Such orders may include, but are not limited to custodial orders, but may also include financial orders.  This is against a backdrop of Justice Owens referring to Mr McGregor as ‘one of the wealthiest men in the country.’ 

The Judge considered social media posts in which Mr McGregor was said to have “scandalised the court” after the jury’s verdict where he referred to Ms Hand as a liar and the court as a ‘kangaroo court’.  He indicated that any action at that stage would only give oxygen and more publicity.  He opted to take no action on the “kangaroo court” comments as it would be a “distraction” and “only keep him in the news cycle”.

Justice Owens has indicated it was necessary to ‘nip this in the bud’ and directed Mr McGregor to return ‘all fobs or sticks’ containing the footage to his solicitor and arrange the permanent deletion of the files from computers and phones within one week.

The judge also directed him to make an affidavit indicating what copies had been made and how they were deleted.

 

 

Understanding Liability in James v Halliday [2024] IEHC 281

The recent Irish High Court decision in James v Halliday [2024] IEHC 281 has sparked discussions about road safety and liability apportionment in accidents involving agricultural vehicles. This case, decided on May 8, 2024, addressed a tragic collision between Darren James (the Plaintiff), a delivery driver, and a tractor driven by the deceased William Wilson (the Defendant).

Central to the judgment was the question of negligence and how liability should be divided between the parties.

 

Case Background and Circumstances

 

The accident occurred on January 12, 2018, on the N14 road between Lifford and Letterkenny in Ireland. The Plaintiff was driving at speeds of 60–70 mph on a wet and winding road.  The tractor, operated by the Defendant, lacked a legally mandated amber flashing beacon.

The collision unfortunately resulted in the Defendant’s death and significant injuries to the Plaintiff.

 

Principles of Liability

 

The Court in determining liability, outlined the well-established principles of negligence:

  • Duty of Care: Both parties owed a duty of care to operate their vehicles safely and in accordance with traffic regulations.
  • Breach of Duty:
    • The defendant breached this duty by failing to comply with lighting regulations, which are critical for ensuring visibility.
    • The plaintiff breached his duty by not adapting his driving speed to the road and weather conditions.
  • Causation: Both breaches contributed directly to the collision.

The Court opted to apportion liability having reference to the relative severity and impact of each parties actions.

The High Court determined the following;

 

Negligence by the Defendant:

 

The court held the estate of the Defendant, 75% liable for the accident in circumstances where the Defendant’s failure to illuminate his tractor with a yellow flashing beacon was deemed a “severe breach of duty.”

 

Contributory Negligence of the Plaintiff:

 

The Plaintiff was found 25% liable for driving at an inappropriate speed for the conditions, even though he was within the legal limit.  The court noted that the road’s wet and winding nature required greater caution, which the Plaintiff failed to exercise

The role of Yellow Beacons

 

This case highlights the significance of S.I. No. 354/2015 – Road Traffic (Construction and Use of Vehicles) Regulations.

The purpose of these beacons as outlined by the Revised standards of the Road Safety Authority for Agricultural Vehicles are to warn other road users that they are approaching a slow-moving or large vehicle.

These beacons enhance visibility, particularly in low-light or adverse conditions. The failure to use this safety feature was a critical factor in the court’s decision, as it significantly reduced the tractor’s visibility, making the accident foreseeable and preventable.

 

Considerations for future Liability Disputes

 

This judgment sets a clear precedent for how courts may handle liability in similar cases:

  1. Enhanced Scrutiny on Agricultural Vehicles: Operators of such vehicles must comply with all safety regulations, knowing that non-compliance can result in substantial findings of liability.
  2. Reinforcement of Contributory Negligence Principles: Drivers of other vehicles are also expected to adapt their behaviour to prevailing conditions, even if they are not the primary cause of an accident.
  3. Judicial Focus on Safety Standards: The court’s decision underscores the importance of ongoing regulatory compliance as a cornerstone of road safety.

 

Conclusion

 

The High Court’s ruling in James v Halliday serves as a crucial reminder of the responsibilities shared by all road users. The decision emphasises that adherence to safety regulations, such as the use of yellow beacons, is not merely a legal formality but a vital measure to prevent accidents. By apportioning liability between the parties, the court sent a clear message: negligence on the part of one does not absolve others from their duty to exercise caution.

This case will likely influence future legal considerations in Ireland, reinforcing the critical link between compliance, visibility, and liability in road traffic law.

 

Court of Appeal Ruling: Claim for Credit Hire Can Proceed Despite Expired MOT

In the case of Ali v HSF Logistics Polska SP. Zo.o [2024] EWCA Civ 1479, the Court of Appeal delivered a crucial judgment that has wide implications for claims involving credit hire costs, particularly when the Plaintiff’s vehicle did not have a valid MOT certificate at the time of the accident.

This case addresses the legal complexities around the principle of mitigation and whether the failure to renew an MOT certificate should prevent a Plaintiff from recovering credit hire charges.

 

MOT delays in Northern Ireland

 

MOT delays were already prevalent in NI prior to the COVID-19 pandemic.  In 2020 BBC NI highlighted that faults had been found on 48 out of 55 lifts and that MOT tests were due to be cancelled.

This, coupled with an increasing population, a higher proportion of households with access to a vehicle as well as older vehicles on the road all has resulted in significant delays in MOT testing in NI. Infrastructure Minister for NI Mr John O’Dowd in 2024 outlined an increasingly high demand for MOT tests and confirmed that 1.1 million tests had been carried out in 2023/24.  The highest numbers ever recorded.

 

MOT, Credit Hire and the position in Northern Ireland.

 

Insurers in Northern Ireland are therefore well used to these cases where the Plaintiff’s vehicle did not have a valid MOT at the time of the collision but the Plaintiff sought to recover Credit Hire charges.  Morgan v Bryson Recycling Limited and Magill v Donnelly are two cases that come to mind.

Ultimately up until Ali it was held that a court should take a broad view of the circumstances of each case and conduct a case specific inquiry in each case.  For example, a case where the MOT expired a number of years before the accident would be treated differently that a case where the MOT Certificate expired days before the accident.

 

Case Background: The Dispute Over Credit Hire Costs

 

Majid Ali’s vehicle was parked when it was hit by the Defendant’s vehicle.  The Plaintiff, sought to recover over £21,500 from a UK insurer – acting as claims handler for a Polish insurer.

The Plaintiff’s vehicle however did not have a valid MOT certificate at the time of the accident and the certificate had expired four and a half months earlier.

This raised the question of whether the Plaintiff was legally entitled to recover the hire costs, given that his vehicle was not roadworthy.

The usual battlegrounds for Credit Hire cases were, most helpfully, agreed by the Plaintiff and Defendant;

  • The Plaintiff needed to hire a vehicle.
  • The length of hire was reasonable.
  • The type of car hired was reasonable.
  • The Plaintiff was not impecunious.
  • The Defendant did not provide any alternative rate evidence

Furthermore, it was not in dispute that the MOT had expired four and a half months before the road traffic accident nor was there any evidence or suggestion that the Plaintiff intended to obtain a new MOT certificate.

At the County Court level, the Plaintiff’s claim for the hire costs was dismissed on the basis of causation.   That is to say, Majid Ali could not establish that the road traffic accident had, as a matter of law, caused any loss because he had lost the ability to drive a non-roadworthy vehicle only, which he was not legally permitted to use on the road.

The decision was upheld by the High Court and Ali appealed to the Court of Appeal.

The key issue on appeal was whether the lower courts were correct in dismissing the claim for credit hire costs on the grounds of legal causation and the failure to mitigate loss, considering the vehicle could not have been legally driven due to the expired MOT.

 

The Court of Appeal’s Judgment

 

The Court of Appeal revisited and applied earlier case law, notably Hewison v Meridian Shipping [2002] EWCA Civ 1821, and concluded that the minor criminal offence of failing to maintain an MOT certificate should not bar the claimant from recovering credit hire charges.

He disagreed with the Defendant’s submissions that the Plaintiff had suffered no “loss” as a result of the accident.  He relied on Beechwood Birmingham Ltd v Hoyer Group UK Ltd [2010] EWCA Civ 647 is asserting that;

A claimant’s loss is the lack of advantage and inconvenience caused by not having the use of a car ready at hand and at all hours for personal and/or family use.  [The accident] causes the claimant to be deprived of the use of an item of property, which causes inconvenience in the form of inability to use it for private transport. The fact that a claimant does not have a valid MOT certificate for the car does not alter the fact that they have been deprived of its use or the fact that this deprivation would have caused inconvenience but for the hiring.

The absence of a valid MOT certificate was irrelevant to the fact that the Plaintiff was deprived of his vehicle and required a replacement.

Lord Justice Stuart-Smith acknowledged that driving without an MOT certificate is a criminal offence, punishable by a fine of up to £1,000. However, he classified this as a relatively minor infraction, which should not bar recovery of credit hire costs. He noted that the court’s role was to address the direct consequences of the defendant’s negligence – in this case, the loss of the use of the vehicle – and not the minor collateral offence of an expired MOT.

The minor nature of the illegality in this case was insufficient to prevent recovery of the hire charges. The court revisited and reapplied referenced Hewison in stating that a court should not deprive a Plaintiff of damages merely due to a collateral or insignificant illegal act, such as the expired MOT.

Thus, while I would accept that allowing the claim for hire charges in the present case may just about be said to tend towards being harmful to the integrity of the legal system, any harm is in my view strictly limited, leading clearly to the conclusion that it would be disproportionate to have refused the Claimant’s claim on the grounds of ex turpi causa.

 

Broader Legal Implications

 

This ruling has significant implications for both Plaintiffs and Insurers in the context of credit hire claims namely:

  1. Minor Traffic Offences Do Not Automatically Bar Claims: The court established that driving a vehicle without MOT was a relatively minor traffic violation on par with having defective windscreen wipers, or a defective lamp, or a non-conforming number plate and it should not preclude a claimant from recovering credit hire costs.
  2. Causation and Mitigation of Loss: The court clarified that the absence of a valid MOT certificate does not alter the fact that the Plaintiff’s loss – the inability to use the vehicle due to the accident – was caused by the defendant’s negligence. As a result, the claimant was entitled to recover the costs for a replacement hire vehicle.
  3. Potential for Future Cases: Although the Court of Appeal ruled in favour of the Plaintiff, it acknowledged that there may be cases in the future where more serious traffic offences – such as driving without insurance or with dangerous tyres – could potentially bar a claim or result in a reduction of damages. However, in this case, the court accepted that the failure to renew the MOT certificate was a minor offence and did not warrant a reduction in the claimant’s recovery.

 

Conclusion

 

The Ali v HSF Logistics case draws a conclusion under the long history of this case and similar cases involving a lack of MOT. However, “yet another skirmish-cum-battle in the overall “secular war” between the credit hire industry and defendants’ insurers” continues.

Contact Ruaidhri Austin, Partner in charge of Lacey Solicitors Credit Hire team if you have any questions or require legal advice in any similar cases.