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Credit hire mitigation NI
March 10, 2021

Credit Hire Delays in Northern Ireland: Lessons from McKibbin v UK Insurance Ltd and Clarke v McEvoy [2021]

On the 8th of March 2021, judgments in two credit hire appeals were handed down in Northern Ireland’s Queen’s Bench Division. In McKibbin v UK Insurance Ltd [2021] and Clarke v McEvoy [2021] the Queen’s Bench Division in Northern Ireland addressed how courts should approach credit hire claims where delay is alleged.   It held that if the […]

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Business Interruption Insurance
September 16, 2020

FCA Wins Landmark UK Business Interruption Insurance Test Case: Implications for Irish Businesses

The High Court in England and Wales has delivered its judgment in the Financial Conduct Authority (FCA) business interruption insurance test case, The Financial Conduct Authority v Arch & Ors, marking a significant victory for policyholders. This 160-page judgment provides guidance to an estimated 370,000 business owners seeking payouts under business interruption insurance following the […]

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Business Interruption Insurance
May 12, 2020

Business Interruption Insurance and COVID-19: UK Court Action Sparks Interest in Ireland

Business interruption insurers in UK, Ireland and across the World have been scrutinising policy wordings more than ever in the wake of COVID-19, as the pandemic continues to test the limits of coverage and liability. The stakes are high, and small print uncertainties could determine the outcome of claims. UK Court Scrutiny   The British […]

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nervous shock claim Ireland
April 4, 2020

Woman Awarded €87,000 for PTSD Following Witnessing Fatal Road Accident in Ireland

A woman has been awarded more than €87,000 in a nervous shock claim in Ireland after suffering post-traumatic stress disorder (PTSD) upon witnessing the partly decapitated body of a motorist involved in a collision with a bus. The plaintiff, Lisa Sheehan (36), was driving home from work in Cork on 28th January 2017 when debris […]

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business interruption cover Covid-19
March 25, 2020

Business Interruption Insurance and Covid-19: A Pandemic for Insurers

The global spread of Covid-19 has prompted businesses to examine their insurance policies to determine whether business interruption cover can help mitigate financial losses caused by the pandemic. What is Business Interruption Insurance?   Business interruption policies are policies of indemnity, designed to place a business in the position it would have been in had […]

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compensation
November 1, 2019

Personal Injury Case Statistics in Ireland: 2018 Overview

According to the Court Service, a total of 22,049 personal injury claims were filed across all Court levels in Ireland in 2018, slightly down from 22,417 the previous year. Personal Injury Awards in Lower Courts   Despite the minor decline in filings, awards in the lower courts increased. District Court: Total awards rose from €3.5 […]

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insurance claim surveillance
April 10, 2019

ECHR Rules on Insurance Surveillance in Mehmedovic v Switzerland

Background   Mr Mehmedovic was a passenger in a car involved in a road traffic accident in 2001, after which he claimed to suffer from epilepsy attacks and chronic pain in his left arm. He argued that these injuries left him unable to perform the normal daily tasks of life. However, investigators commissioned by the […]

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data protection solicitors Northern Ireland
February 26, 2019

Lacey Solicitors Attend TRADATA GDPR Seminar in Belfast

Lacey Solicitors recently attended the TRADATA (Training of Lawyers on the European Union’s Data Protection Reform) Seminar at Law Society House, Belfast. The event was coordinated by the European Lawyers Foundation alongside eight European partners and focused on strengthening knowledge of GDPR and data protection law. Topics Covered at TRADATA Seminar   GDPR Nine Months […]

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personal injury awards increase NI
February 25, 2019

5th Edition of the Green Book Released – Updated Guidelines for Personal Injury Damages in Northern Ireland

Introduction   The 5th edition of the Guidelines for the Assessment of General Damages in Personal Injury Cases in Northern Ireland—commonly known as the Green Book—has now been released by the Judicial Studies Board under the chairmanship of Lord Justice Stephens. The new guidelines are effective immediately. The Green Book provides judges, solicitors, insurers, and […]

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January 14, 2019

Garda Compensation Claim – Soft Tissue Hand Injury Reduced to €5,000

Case Overview   This case concerned an application by Garda Kampff for compensation following a soft tissue injury to his hand. Counsel for the applicant relied on the Book of Quantum, arguing that damages should be assessed at approximately €21,700, in line with the guideline for minor hand injuries. However, the High Court rejected this […]

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