Although statistically most accidents occur at home, many people in Northern Ireland spend a significant amount of time at work. If you’re injured on the job, it’s crucial to follow the proper steps if you plan to seek compensation.
Workplace accidents can lead to serious injuries, such as broken bones, crushed limbs, or amputations. If this occurs, you have the right to seek legal representation and consider a compensation claim. Taking this step not only supports your recovery but can also help prevent similar incidents in the future.
What To Do if You Are Injured At Work
What if My Employer Doesn’t Have Insurance?
By law, all employers in Northern Ireland must have Employers Liability (EL) insurance and be insured for at least £5 million. Most insurers automatically provide cover of at least £10 million.
Employers’ liability (EL) insurance enables businesses to meet the costs of damages and legal fees for employees who are injured or made ill at work through the fault of the employer. Employees injured due to an employer’s negligence can seek compensation even if the business goes into liquidation or receivership.
The Health and Safety Executive for Northern Ireland (HSENI) is responsible for enforcing the law on EL insurance and have issued guidance for employers. An employer can be fined up to £2,500 for each day that they do not have appropriate insurance.
Lacey Solicitors in Belfast can carry out checks against an employer to establish whether or not they have insurance if you have been injured at work.
Steps to Take After an Accident at Work in Northern Ireland
Injured at Work? Seek Legal Advice
If you have been injured at work, contact Lacey Solicitors using our online portal for trusted personal injury legal assistance.